Catch UP on Public Adjusting with Steve Severaid
Catch UP on Public Adjusting with Steve Severaid

In this Catch UP segment, California Public Adjuster Steve Severaid, President at The Greenspan Co./ Adjusters International (Northern California) sits down with Amy Bach to talk about what a Public Adjuster can and can’t do for you if you have a property loss and want…
Advocacy Win! New Rights for Colorado Insurance Consumers (HB 22-1111)
Advocacy Win! New Rights for Colorado Insurance Consumers (HB 22-1111)

UP is pleased to share the great news that we succeeded in securing new rights for CO insurance consumers that will improve future disaster recovery when Governor Polis today signed CO HB 22-1111 into law. UP was instrumental in the negotiations and testimony that led…
Mind the Gap
Mind the Gap

This is your friendly reminder that earthquake damage is NOT covered by your home or renters insurance policy unless you’ve paid extra for that protection. UP keeps tabs on earthquake insurance options and we recently moderated a National “Mind the Gap” Earthquake Insurance Forum in…
Taken to the Cleaners: The Importance of Insuring Environmental Pollution Cleanup and How Some Insurers Try to Avoid Coverage
Taken to the Cleaners: The Importance of Insuring Environmental Pollution Cleanup and How Some Insurers Try to Avoid Coverage

Accidental environmental pollution is virtually unavoidable in our industrialized society, and insurance coverage for liabilities and cleanup plays a critical role in the economic and environmental health of the country. Small, medium, and large businesses throughout the United States rely on their insurers to help…
First Steps After a Wildfire
First Steps After a Wildfire

If you or someone you know has been affected by the fires, please read our First Steps After a Wildfire.  We encourage you to visit our website throughout the recovery process. This checklist will help keep you on track during this stressful time. We’re rooting…
COVID: Year Two UPdate
COVID: Year Two UPdate

Have the conversation…  As businesses across the nation learned the hard way when their pandemic interruption claims were summarily rejected by insurers…one can’t blindly trust paid-for property insurance to come through in the worst of times. Throughout the two years since the COVID-19 pandemic began…
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty

Colorado Attorney Natasha O’Flaherty has been assisting wildfire impacted households with insurance matters since a 2020 wildfire destroyed hundreds of homes in her community.  In this Catch UP segment, she discusses approaches she took on behalf of clients who needed help finding temporary housing when…
Guest Blog: Fire Resistant Building Materials for New Home Construction
Guest Blog: Fire Resistant Building Materials for New Home Construction

With the climate crisis in full effect, it appears that wildfires are on the rise. Especially in states like California, Colorado, Texas, Arizona, Montana, and others, wildfires are a huge issue. Every year there are multiple dangerous outbreaks of fire that spread across countries threatening…
Insuring Your Life
Insuring Your Life

If you have dependents or people whose financial security is important to you, then life insurance is a logical investment. Buying a policy that suits your goals and budget isn’t hard if you find a salesperson who is knowledgeable and ethical and doesn’t try to steer you…
We get it…risk reduction isn’t easy
We get it…risk reduction isn’t easy

Here’s a New Year’s resolution that doesn’t involve depriving yourself of something you like to eat or drink: Do at least one thing in 2022 to make it less likely that your home could be damaged or destroyed due to a weather event or natural…
We get it…investing in risk reduction isn’t easy
We get it…investing in risk reduction isn’t easy

United Policyholders works hard to give people practical tips and guidance that’s realistic.  The risk of wildfires is making insurance alot more expensive and hard to buy in many U.S. states.  If you live in a wildfire-prone area, “hardening” your home and participating in community-wide risk…
Guest Blog: First Steps for Recovering
Guest Blog: First Steps for Recovering

Written by Bob Hunnes, Originally published as a Letter to the Editor in the Daily Camera This letter is intended to help anyone who was directly impacted by the Marshall Fire disaster. If this is not pertinent to you, please pass it on to someone…
There’s no place like home
There’s no place like home

This is Susan Davis’ first holiday back in her rebuilt home. Read Susan’s story in her own words: “In the months after we lost our home (we escaped with our dog and the clothes on our backs) and our way of life to the 2018…
When the chips are down, there’s UP
When the chips are down, there’s UP

Educating, Advocating and Empowering through the Pandemic Years UP continues to innovate during the pandemic to provide Roadmap to Recovery® services in person where safe, and through virtual channels to support disaster-impacted households and communities and be a powerful advocate for consumers across the nation.…
What’s UP? December 2021
What’s UP? December 2021

BACH TALK A message from Co-Founder and Executive Director, Amy Bach Dear Friends, As another challenging year draws to an end, I could not be more proud of our accomplishments or more grateful to our donors and volunteers. In our 30th year of service, UP continues…
Bach Talk: 30 Years and Counting
Bach Talk: 30 Years and Counting

As another challenging year draws to an end, I could not be more proud of our accomplishments or more grateful to our donors and volunteers. In our 30th year of service, UP continues to score wins for consumers, help people solve financially crippling insurance problems…
The Wildfire List: 13 Home Improvement Steps to Harden Your Home
The Wildfire List: 13 Home Improvement Steps to Harden Your Home

After a year of work, our WRAP working group issued a list of 13 home improvement steps that we believe should be the official standards for a wildfire prepared home. Here are the 13 recommendations from an array of experts in residential wildfire risk reduction.…
Virtual Roadmap to Recovery
Virtual Roadmap to Recovery

The shelter in place orders that required so many of us to get comfortable (maybe a little too comfortable) on Zoom enabled us to fine-tune our virtual service delivery and give insured loss victims uninterrupted access to the answers and information they need. Virtually, we…