Winter 2020 Newsletter
Winter 2020 Newsletter

2020 Highlights: Sounding a national alarm about shrinking coverage and protection gaps, taking action to reverse the trend through 3 new UP initiatives: The RISC Initiative to restore essential coverage to property policies The WRAP Initiative to increase mitigation/risk reduction support and rewards COVID-19 Loss…
Guest Blog: An Adjuster’s View on Derecho Claims
Guest Blog: An Adjuster’s View on Derecho Claims

by: Caeden Tinklenberg, Swift Public Adjusters Two months after the August 10 derecho that swept Iowa, many homeowners are realizing they may be left out in the cold by their insurance company. The damage left by the derecho is unfathomable to me as an Iowa…
UP helping CA households struggling to find and afford home insurance
UP helping CA households struggling to find and afford home insurance

Through our Roadmap to Preparedness and Advocacy and Action programs, United Policyholders is continuing to work hard to help the thousands of California households that are struggling to keep their homes properly insured at a price they can afford and with a company they can…
July 30th Webinar – POSTPONED
July 30th Webinar – POSTPONED

We will be rescheduling our July 30th, 2020 Roadmap to Recovery Orientation Webinar.  Please email info@uphelp.org to receive an email when a new date is scheduled. For additional Claim Help Resources, visit: 2019 SoCal Wildfires – Insurance Claim Help
Wildfire Season Is Here
Wildfire Season Is Here

With all that’s happening, it’s hard to wrap your mind around another worry. But yes, it is wildfire season and time to take steps to make your home more fire-resistant. If you’ve been Sheltering in Place, you probably know your home better than ever and…
Join UP in opposing AB 2167
Join UP in opposing AB 2167

Californians are experiencing a challenging insurance marketplace and there are two bills we are watching that could make the affordability crisis worse.   We are talking about AB 2167 and its companion SB 292.  We OPPOSE these two bills and hope you will join us by writing to your…
Wise UP and save on your insurance
Wise UP and save on your insurance

Wise UP and save on your insurance As households across the nation look for ways to cut costs while dealing with record job losses and sheltering in place, UP has suggestions for reducing insurance premiums without sacrificing asset protection. – Consider increasing your auto and…
UP joins 1500 other non-profits to help solve an insurance crisis hitting our sector
UP joins 1500 other non-profits to help solve an insurance crisis hitting our sector

A record number of Americans are in dire financial straits and relying on charitable sources for their meals.  The food banks and meal delivery services providing those meals are non-profit businesses. So is United Policyholders and the many partners we work with to provide free services…
Bach Talk – It’s time to restore insurance safety nets
Bach Talk – It’s time to restore insurance safety nets

Insurance benefits should be the primary source of funds for people and businesses to make repairs after adversity strikes. Unlike government aid that’s contingent on submitting an application, meeting eligibility criteria, waiting/processing time and taxpayer dollars, insurance funds are paid-for benefits that can be collected…
Spread the word about our COVID-19 Loss Recovery Library
Spread the word about our COVID-19 Loss Recovery Library

Our COVID-19 Loss Recovery library is designed to help small businesses collect all available insurance benefits to offset their losses and get back on their feet. Just as we help individuals after disasters, we are helping the businesses that are a vital part of our…
UP joins the Coalition Against Insurance Fraud
UP joins the Coalition Against Insurance Fraud

United Policyholders is pleased to join the Coalition Against Insurance Fraud.  The Coalition is a unique alliance of stakeholders with a shared objective of combating insurance fraud.  Insurance fraud is committed by people submitting false or inflated claims and insurance company reps that engage in deceptive…
CA high court upholds right to paid-for business insurance protection
CA high court upholds right to paid-for business insurance protection

In a time when U.S. businesses are turning to courts across the U.S. to enforce their rights to insurance protection for COVID-19 losses, the CA Supreme Court delivered them a win this week in a long-simmering, high stakes battle over coverage in a different context…
Tennessee Tornado Insurance Claim and Recovery Help
Tennessee Tornado Insurance Claim and Recovery Help

If your home or business was damaged or destroyed in the recent Nashville area tornadoes, we are here to give you reliable guidance during the recovery process.  UP recommends focusing on photographing and documenting damaged and destroyed property, getting a complete current copy of your…
SIPping lemonade -TCB*
SIPping lemonade -TCB*

We all know the bad news. The good news is you may have time to take care of tasks that have long been pushed to the bottom of your “to do” list. Getting your insurance records in order and inventorying your property are two of…
Can businesses rely on insurance to overcome COVID-19 losses?
Can businesses rely on insurance to overcome COVID-19 losses?

The short answer is, for many it will be a fight. Bottom line:  Don’t take no for an answer until you’ve exhausted all arguments and avenues for help.  And there are many of them. United Policyholders is hard at work curating solid guidance to arm businesses…
#Nashville Strong – Eyes on Roof Repairs
#Nashville Strong – Eyes on Roof Repairs

United Policyholders is providing Roadmap to Recovery services to people and businesses impacted by the recent Nashville Tornadoes.  Thanks to our newest volunteer, Nashville VOAD officer Gary Ward, our Guides are being distributed at official help centers in the region.  Our Roadmap to Recovery help library…
Working to keep the HOME in home insurance
Working to keep the HOME in home insurance

Consumers buy home insurance where legally required AND for the peace of mind of knowing that if adversity strikes, the policy will generate money to deal with whatever that adversity is.  They don’t sit around thinking up doomsday scenarios of every possible event that could damage or…
Oh baby…insurance and maternity care
Oh baby…insurance and maternity care

What to expect (from your insurance company) when you’re expecting When you bring your new baby home, the last thing you should have to worry about is the hospital bill. So before your due date, find out your health plan’s rules on delivery care costs.…