A Fairer California Fair Plan
A Fairer California Fair Plan

State and Federal public officials have protected homeowners by creating insurers of last resort that people can turn to when they’re unable to find a company willing to insure their property. Well known examples are Florida and Louisiana Citizens Insurance Corporations, the National Flood Insurance…
First Steps After a Wildfire
First Steps After a Wildfire

If you or someone you know has been affected by the fires, please read our First Steps After a Wildfire.  We encourage you to visit our website throughout the recovery process. This checklist will help keep you on track during this stressful time. We’re rooting…
For people who lost homes in the Marshall Fire, insurance might not cover everything.
For people who lost homes in the Marshall Fire, insurance might not cover everything.

It could be months before many homeowners that lost everything in the Marshall Fire are able to even clean up the debris left by the blaze. In the meantime, many are already girding for battle with their insurance companies. Colorado Insurance Commissioner Michael Conway is…
Guest Blog: First Steps for Recovering
Guest Blog: First Steps for Recovering

Written by Bob Hunnes, Originally published as a Letter to the Editor in the Daily Camera This letter is intended to help anyone who was directly impacted by the Marshall Fire disaster. If this is not pertinent to you, please pass it on to someone…
Family Of 5 Loses Home to Caldor Fire, Lender Failed To Pay Fire Insurance Premiums From Escrow Account
Family Of 5 Loses Home to Caldor Fire, Lender Failed To Pay Fire Insurance Premiums From Escrow Account

GRIZZLY FLATS (CBS13) – Does your lender pay your fire insurance premiums from an escrow account? Better double-check those payments are being made. A Grizzly Flats family who lost their home to the Caldor Fire learned their lender didn’t pay the fire insurance premiums after their…
Residents in high fire risk California zones cancelled, turned down by insurances
Residents in high fire risk California zones cancelled, turned down by insurances

Getting insurance has been a struggle for people residing in fire-risk areas, and for those who had got one were being priced out of their policies. Beth Quintana was among the residents who experienced the fire’s rage three years ago. In August 2018, the Holy…
Residents of Western States Face a Dry, Dangerous, Underinsured Future
Residents of Western States Face a Dry, Dangerous, Underinsured Future

As thousands lost everything, insurers have jacked up premiums—or fled altogether. When Steve Kress moved into an old ambulance he’d converted into a travel van some weeks ago, he’d started wearing a pin that reads “Since I gave up hope, I feel much better.” “It’s true…
Fire insurance policies: an endangered species
Fire insurance policies: an endangered species

SAN MATEO COUNTY, Calif. – With fire season now just peaking and plenty of weeks still to go, we have already racked up California’s worst ever fire season. On a regular basis, homeowners in the urban wildland interface are getting multiple shocks from massive insurance…
San Diego fire victim shares tips and lessons learned
San Diego fire victim shares tips and lessons learned

Karen Reimus and her family lost their home and everything in it in the 2003 Cedar Fire that destroyed more than 2,200 homes in San Diego County. SAN DIEGO COUNTY, Calif. — California’s drought conditions are going from bad to worse, sparking fears that this…
No matter the fire risk, California insurance companies can’t cancel your policy
No matter the fire risk, California insurance companies can’t cancel your policy

State officials have banned companies from revoking renewals of policies in high fire risk areas. For Amy Bach, the turning point in her job came in 2018, when she heard the news that 1 million trees in the Sierra Nevada forests were dead. “I’m not a…
Californians risk losing insurance, face steep premium increase as wildfires worsen
Californians risk losing insurance, face steep premium increase as wildfires worsen

Wildfires in California have burned a record 1 million acres this year. As wildfires continue to rage across the state, Californians face an increased risk of losing homeowners insurance or a steep premium increase. CALIFORNIA’S INSURANCE CRISIS Tucked away in an oak forest off Highway…
Homeowners may reap benefit of insurance coverage ruling
Homeowners may reap benefit of insurance coverage ruling

Tens of thousands of California residents in fire-prone areas have been caught in the middle of a battle between Insurance Commissioner Ricardo Lara and the insurance companies. The fight involves California’s FAIR coverage plan, the insurer of last resort, where homeowners go if their insurance…
Wildfire Evacuation Tips
Wildfire Evacuation Tips

If you are told to evacuate immediately, do so. If you think you may have to evacuate, we suggest the following ASAP: 1) Document your home and “stuff.” If you do not have a home inventory, create one before you evacuate.  Take pictures or a video of each…
Court: California can expand insurance for wildfire areas
Court: California can expand insurance for wildfire areas

SACRAMENTO, CALIF. California’s insurance commissioner can order the “insurer of last resort” to offer more options for homeowners who can’t buy traditional coverage because they live in areas threatened by wildfires, a judge ruled. Massive wildfires in recent years have destroyed thousands of homes across…
After years of deadly fires, PG&E again vows to do better
After years of deadly fires, PG&E again vows to do better

By MICHAEL LIEDTKE The Associated Press SANTA ROSA, Calif. (AP) — The nation’s largest utility has long vowed to change its reckless ways, but year after year there’s more death and destruction from Northern California wildfires sparked by Pacific Gas & Electric’s equipment. CEO Patricia…
Bach Talk – Oregon enacts pro-policyholder wildfire claim reforms
Bach Talk – Oregon enacts pro-policyholder wildfire claim reforms

We’re proud to report that UP recently helped enact H.B. 3272, a new Oregon law that will improve the flow of insurance funds for replacing wildfire-destroyed homes and property. UP has long advocated that on total loss claims where the homeowner did nothing to cause…
East Bay Resident Makes Fire Prevention a Passion
East Bay Resident Makes Fire Prevention a Passion

OAKLAND (KPIX) — An Bay Area resident who has been a fire prevention activist since she lost her home in the Oakland Hills firestorm 30 years ago, Sue Piper is passionate about disaster preparedness. The Gateway Preparedness Exhibit Center educates people on how to prepare for wildfires…
Fire Victim Trust to Begin Making First Pro Rata Payments to Fire Victims
Fire Victim Trust to Begin Making First Pro Rata Payments to Fire Victims

March 12, 2021, San Francisco – On Monday, March 15, the Fire Victim Trust (FVT) will begin distributing the first round of pro rata payments toward satisfying the claims of individuals and families who suffered losses in the 2015 Butte Fire, 2017 North Bay Fires…