Lessons for Staten Islanders navigating the insurance maze
Lessons for Staten Islanders navigating the insurance maze

As they stare down drawn-out battles over insurance settlements and uncertain coverage for the future, Staten Islanders might look to the aftermath of Hurricane Katrina — a storm that cost insurance companies a record $41 billion — to hazard a guess at what’s to come.…
Bill to let Sandy victims sue insurers over claims handling sparks debate
Bill to let Sandy victims sue insurers over claims handling sparks debate

A piece of legislation that would give Hurricane Sandy victims more power to sue their insurer if they feel their claim was handled badly was tabled last week as lobbyists in Trenton battled over whether such a right would make for good public policy. The…
Tips for Sandy Victims on Mediating Insurance Disputes
Tips for Sandy Victims on Mediating Insurance Disputes

New Programs Announced in New York & New Jersey to Help Resolve Claim Disputes; Know What to Expect and Be Ready to Negotiate, Consumer Group Advises SAN FRANCISCO February 28, 2013 – With thousands of Superstorm Sandy victims frustrated by the slow process of settling…
Surviving Superstorm Sandy: One family’s story
Surviving Superstorm Sandy: One family’s story

After Superstorm Sandy hit the East Coast, the Ingber family spent one night trapped in their dark apartment in Long Beach, N.Y., as the wind howled and rain beat against their windows. It was scary, but they thought their renter’s insurance would help them weather…
Thinking of hiring a law firm to fight your insurance company? Know what you’re getting into…
Thinking of hiring a law firm to fight your insurance company? Know what you’re getting into…

Todd Kaminsky, the author of this useful article, is a concerned citizen who is using his expertise as a lawyer to help his Long Island neighbors recover from Sandy’s devastation. Todd is a United Policyholders volunteer and we are one of the experts he references…
Christie, Schumer Blast NFIP and WYO Insurer Delays in Handling Sandy Claims
Christie, Schumer Blast NFIP and WYO Insurer Delays in Handling Sandy Claims

BY ARTHUR D. POSTAL, PROPERTYCASUALTY360.COMThe Federal Emergency Management Agency is coming under heavy fire for its handling of Superstorm Sandy flood claims in New York and New Jersey.The criticisms extended to Write-Your-Own companies that in many cases process flood claims for FEMA.The objections—outlined in a…
AFTER SANDY: CAN’T GET THE CASH;
AFTER SANDY: CAN’T GET THE CASH;

Homeowners across Long Island are struggling with the cost of rebuilding from superstorm Sandy as they wait for banks and mortgage companies to release their insurance settlements more than two months after the storm. Insurers began cutting checks weeks ago, but most people can’t simply…
Class action lawsuit filed against 9 insurance companies over Hurricane Irene, Sandy claims
Class action lawsuit filed against 9 insurance companies over Hurricane Irene, Sandy claims

The definition of a basement is the focal point of a class action lawsuit that deals with insurance claims filed for damages caused by Hurricane Irene in 2011 and superstorm Sandy in late October. The lawsuit is one of the first to include both Sandy…
Rhode Island, Connecticut Issue Cat Reporting Updates
Rhode Island, Connecticut Issue Cat Reporting Updates

The Connecticut and Rhode Island insurance departments have issued requirements for catastrophe claims reporting related to Storm Sandy. Both Departments have specific due dates for the claims data reports. The Rhode Island Department of Business Regulation also provided information on key regulatory compliance subjects including…
Doubts Raised About NFIP Borrowing Authority Increase
Doubts Raised About NFIP Borrowing Authority Increase

BY ARTHUR D. POSTAL, PROPERTYCASUALTY360.COM The fate of what is seen as a needed increase in the borrowing authority of the National Flood Insurance Program before year-end is in doubt as Congress breaks until Wednesday. For one thing, as of this morning, opposition in the…
Homeowners can challenge insurers’ estimates
Homeowners can challenge insurers’ estimates

Before agreeing to an insurance settlement that falls short of covering their storm-repair bills, homeowners may want to consider the tale of Warren S. Dank. As Sandy battered Long Island, Dank’s backyard generator burst into flames, destroying a shed and melting the vinyl siding off…
Homeowner’s insurance: Checklist to ensure adequate storm coverage
Homeowner’s insurance: Checklist to ensure adequate storm coverage

Quick, answer this about your homeowner’s policy: Does it cover replacement cost? Do you have “extended limits”? What’s the exact dollar amount of your hurricane deductible, and what category storm triggers it? Regarding flood insurance: What’s your home’s likelihood of flooding, according to the National…
After Hurricane Sandy: Preparing Your Home For a Move
After Hurricane Sandy: Preparing Your Home For a Move

After Hurricane Sandy: Preparing Your Home For a Move Written by Mary Davis, Moveboxer.com Hurricane Sandy has swept through the East Coast. People are slowly coming out of their homes to survey damage to their homes, businesses, and cities. For those people who have the…
Maximizing Insurance Recoveries for Sandy Losses – Resources for Small Businesses, Nonprofits, and Homeowners
Maximizing Insurance Recoveries for Sandy Losses – Resources for Small Businesses, Nonprofits, and Homeowners
Is Your Homeowners Insurance Falling Short?
Is Your Homeowners Insurance Falling Short?

The Cleanup From Superstorm Sandy Has Been an Exercise in Frustration for Homeowners. Here’s How to Maximize Insurance Payouts—and Reduce the Hassle of Filing a Claim. Click here to read the whole article online.
Experts: Wider need for flood insurance
Experts: Wider need for flood insurance

Think you don’t need flood insurance because you don’t live near the ocean? Or because your mortgage company doesn’t require it? Or because you’re in a low to moderate hazard area according to the National Flood Insurance Program? Think again. If you’re near any body…
Sandy Victims Should Winterize Their Homes
Sandy Victims Should Winterize Their Homes

Coverage Can Exclude Frozen & Burst Pipes, If Precautions Aren’t Taken With winter’s freezing temperatures rapidly approaching, insurance experts are advising victims of Hurricane Sandy to act now to winterize their homes to avoid further damage that won’t be covered by their homeowners policies. Many…
Sandy’s Crash Course on Hurricane Deductibles
Sandy’s Crash Course on Hurricane Deductibles

An insurance industry that has taken its lumps from hurricanes has come to treat them differently. Today, homeowners insurance often comes with special and potentially steeper deductibles that kick in when claims are related to the punishing storms. Superstorm Sandy recently raised awareness about hurricane…