• Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • eNews
      • Bach Talk
      • Tip of the Month
      • Guest Blogs
      • Print News
    • Survey Results
    • Studies & Reports
  • Recovery Help
    • Roadmap to Recovery™
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional “Find Help” Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Home Insurance Shopping Help
    • Buying Tips Library
    • Dropped by your home Insurer?
    • Wise UP
  • Advocacy
    • How We Advocate
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Events
  • Community
    • Ask An Expert
    • Forums
  • Support UP
United Policyholders logo
  • Log In
  • Ask An Expert
  • Forums
  • Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • eNews
      • Bach Talk
      • Tip of the Month
      • Guest Blogs
      • Print News
    • Survey Results
    • Studies & Reports
  • Recovery Help
    • Roadmap to Recovery™
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional “Find Help” Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Home Insurance Shopping Help
    • Buying Tips Library
    • Dropped by your home Insurer?
    • Wise UP
  • Advocacy
    • How We Advocate
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Events
  • Community
    • Ask An Expert
    • Forums
  • Support UP
United Policyholders logo

Homeowners

  • Up in the News
  • UPdates
  • Bach Talk
    • Hurricane Ian
  • Guest Blogs
  • eNews
  • Print News
  • Survey Results
  • Studies & Reports
Ain’t no Sunshine When Policyholders’ Leverage is Gone
December 12, 2022
Ain’t no Sunshine When Policyholders’ Leverage is Gone

It looks like the Florida legislature is about to pass a set of radical amendments that will deprive property owners in the Sunshine State of the power to enforce the laws that give them the right to be treated fairly by insurance companies…and with no…

Guest Blog: Florida Joins the Reinsurance Business
September 9, 2022
Guest Blog: Florida Joins the Reinsurance Business

As Florida residents, we learn to expect rain on our parade. But Florida policyholders are enduring rising insurance premiums and a drought in available insurance while lawmakers deliver mixed results. Why is this happening? REINSURANCE An insurance rating company, Demotech Inc., recently reviewed Florida’s legislative…

Guest Blog: Mobile Inspections for Property Claims
August 11, 2022
Guest Blog: Mobile Inspections for Property Claims

When most people file a property claim with their insurer, their insurance company will typically send out an insurance company employee (staff adjuster or claims representative) or a 3rd party insurance company representative (independent adjuster, or other representative), to perform an initial damage inspection. While…

A Fairer California Fair Plan
July 20, 2022
A Fairer California Fair Plan

State and Federal public officials have protected homeowners by creating insurers of last resort that people can turn to when they’re unable to find a company willing to insure their property. Well known examples are Florida and Louisiana Citizens Insurance Corporations, the National Flood Insurance…

Misunderstood California law could protect your home’s fire insurance. How does it work?
May 31, 2022
Misunderstood California law could protect your home’s fire insurance. How does it work?

Your insurance company may be required to maintain your fire coverage if you live in a high-risk area in California — but the law that protects your home can be misinterpreted, as was the case for a Shasta Valley resident after she received a premature…

Two-Thirds of Homeowners Underinsured for Wildfire Loss
May 4, 2022
Two-Thirds of Homeowners Underinsured for Wildfire Loss

Regulators, insurers & advocates work to close gap in wildfire loss coverage By:  ELIZABETH FESTA As wildfires continue to grow in size and expense while ravaging or threatening residential areas, insurers and policy advocates are warning that roughly two-thirds of homes  are underinsured. This means…

Small home fixes can have a big impact on safety
April 12, 2022
Small home fixes can have a big impact on safety

By Liz Weston of Nerdwallet | AP If it ain’t broke, maybe you should fix it anyway. That’s the message consumer advocates and insurance experts want you to hear about your home’s hidden dangers. Too often, they say, people put off relatively inexpensive repairs or improvements that could…

First Steps After a Tornado
March 24, 2022
First Steps After a Tornado

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991. Use this information with The Disaster Recovery Handbook and Household Inventory…

For people who lost homes in the Marshall Fire, insurance might not cover everything.
January 19, 2022
For people who lost homes in the Marshall Fire, insurance might not cover everything.

It could be months before many homeowners that lost everything in the Marshall Fire are able to even clean up the debris left by the blaze. In the meantime, many are already girding for battle with their insurance companies. Colorado Insurance Commissioner Michael Conway is…

Boulder County fire victims have insurance questions. Here are some answers.
January 6, 2022
Boulder County fire victims have insurance questions. Here are some answers.

Are you underinsured? (Possibly.) Should you wait for a master builder to redo the whole neighborhood? (No.) Can you get a living expenses check now? (Yes. Do it.) Meanwhile, all Colorado homeowners should do this tuneup. Insurance, when it works, is meant to be restorative.…

The Wildfire List: 13 Home Improvement Steps to Harden Your Home
December 7, 2021
The Wildfire List: 13 Home Improvement Steps to Harden Your Home

After a year of work, our WRAP working group issued a list of 13 home improvement steps that we believe should be the official standards for a wildfire prepared home. Here are the 13 recommendations from an array of experts in residential wildfire risk reduction.…

Homeowners impacted by 2020 wildfires asked to complete survey on insurance process
November 19, 2021
Homeowners impacted by 2020 wildfires asked to complete survey on insurance process

COLORADO, USA — Anyone whose home was impacted by wildfires in 2020 has their chance to complain about the insurance process. The United Policyholders is asking people impacted by last year’s fires to complete a survey on their experience with insurance. The confidential survey asks questions about…

Order protects Mother Lode homeowners from insurance cancellations, non-renewals
November 18, 2021
Order protects Mother Lode homeowners from insurance cancellations, non-renewals

California’s insurance commissioner issued an order Wednesday that prevents companies from dropping nearly 210,000 homeowners in areas affected by wildfires this year, including most of Tuolumne County and southern Calaveras County due to the Washington Fire near downtown Sonora on Aug. 26. State Insurance Commissioner…

What Consumers Should Do to Get Fair Claims Payments in the Wake of Hurricane Ida
October 12, 2021
What Consumers Should Do to Get Fair Claims Payments in the Wake of Hurricane Ida

Washington, D.C. — The Consumer Federation of America (CFA) today warned consumers to prepare to file claims for damage resulting from Hurricane Ida and offered tips on “how to get all you are entitled to from your insurance company.” CFA believes that Hurricane Ida will produce…

Family Of 5 Loses Home to Caldor Fire, Lender Failed To Pay Fire Insurance Premiums From Escrow Account
October 7, 2021
Family Of 5 Loses Home to Caldor Fire, Lender Failed To Pay Fire Insurance Premiums From Escrow Account

GRIZZLY FLATS (CBS13) – Does your lender pay your fire insurance premiums from an escrow account? Better double-check those payments are being made. A Grizzly Flats family who lost their home to the Caldor Fire learned their lender didn’t pay the fire insurance premiums after their…

Flood insurance revamp aims for fairer rates
October 4, 2021
Flood insurance revamp aims for fairer rates

A revamped U.S. flood insurance program going into effect this month will charge rates the federal government says better reflect a home’s risk, a change that could mean higher premiums for coastal mansions and — for the first time — reduced rates for others. The…

Fire insurance policies: an endangered species
September 28, 2021
Fire insurance policies: an endangered species

SAN MATEO COUNTY, Calif. – With fire season now just peaking and plenty of weeks still to go, we have already racked up California’s worst ever fire season. On a regular basis, homeowners in the urban wildland interface are getting multiple shocks from massive insurance increases, less…

Why doesn’t homeowners insurance cover flood damage?
September 28, 2021
Why doesn’t homeowners insurance cover flood damage?

The remnants of Hurricane Nicholas are drenching Alabama, Mississippi and Louisiana — including areas that have barely started recovering from Hurricane Ida. ​There has been a lot of flooding over the past couple of weeks from the Gulf Coast to the Northeast, and many homeowners…

  • 1
  • 2
  • 3
  • 4
  • …
  • 26
  • 27
  • Next »
  • Home
  • About
  • Media
  • Recovery Help
  • Get Prepared
  • Advocacy
  • Events
  • Community
  • Support UP
United Policyholders

© 2023 United Policyholders The material on this site is for informational purposes only and is not a substitute for legal advice.

  • Privacy Policy
  • Terms of Use
  • Contact UP
  • Log In
Powered by WordPress & Inti Foundation