For the 11th straight year, Texas is the hail damage capital of the US
For the 11th straight year, Texas is the hail damage capital of the US

DALLAS — Sometimes, winning can feel a lot like losing. For the 11th year in a row, Texas is the hail capital of the U.S. It wasn’t even close. According to the Insurance Information Institute, there were 902 hail events here with major damage in…
State launches ‘Disaster Recovery Tool,’ more Health Headlines
State launches ‘Disaster Recovery Tool,’ more Health Headlines

A new tool was launched this month to assist Coloradans facing natural disasters: the Colorado Disaster Recovery Navigation Tool. The resource was established under the Governor’s Office of Climate Preparedness and Disaster Recovery, which, a press release from the office said, is one of its…
This S.F. homeowner lost insurance because of a flat roof. Could it happen to you?
This S.F. homeowner lost insurance because of a flat roof. Could it happen to you?

California’s largest insurers cover certain types of roofs and avoid others. Wood-shake roofs and old roofs are also common concerns. Read more
Insurance commissioner candidates float bigger California role
Insurance commissioner candidates float bigger California role

A few of the candidates vying to be California’s next insurance commissioner want to address the insurance crisis by having the state take a bigger financial role. Some of the problems they’re trying to solve include: Not all insurance companies will write new policies in…
Hurricane season insurance tips: What Florida homeowners need to know before storms hit
Hurricane season insurance tips: What Florida homeowners need to know before storms hit

Florida homeowners are grappling with insurance challenges as hurricane season approaches, with experts at this week’s Governor’s Hurricane Conference in West Palm Beach emphasizing the critical importance of understanding coverage before storms strike. Emily Rogan, a consumer advocate with United Policyholders, told conference attendees that…
Policyholders Win In Calif. Water Leak Precedent Ruling
Policyholders Win In Calif. Water Leak Precedent Ruling

Policyholder advocates in California won a significant victory on Thursday when a state appeals court said litigators can cite a recent ruling that could give legal guidance in disputes over whether… Read more
Financial Recovery Strategies for Tornado Survivors in Mississippi
Financial Recovery Strategies for Tornado Survivors in Mississippi

A series of violent tornadoes struck southwest Mississippi on the night of May 6, leaving families in Lincoln County to face the total loss of their residences as the sun rose the following morning Among those impacted were two brothers living in the Wash Trailer…
Two Coasts, Two Wins For Policyholders In Environmental Coverage Disputes
Two Coasts, Two Wins For Policyholders In Environmental Coverage Disputes

Two recent court decisions on opposite coasts have delivered significant victories for policyholders seeking environmental insurance coverage, establishing important precedents for coverage disputes… Read more Two recent federal appellate decisions – one from the Second Circuit, one from the Ninth – will be useful tools…
‘It’s definitely devastating’: Mississippi brothers lost one of their homes to a tornado in minutes — here’s how families can recover financially
‘It’s definitely devastating’: Mississippi brothers lost one of their homes to a tornado in minutes — here’s how families can recover financially

On the night of May 6, a series of powerful tornadoes tore through southwest Mississippi (1). By the time the sun came up, families in Lincoln County were stepping into the rubble of what used to be their homes. Among them were two brothers from…
First Steps After a Tornado
First Steps After a Tornado

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991. Use this information with The Disaster Recovery Handbook and Household Inventory…
How to Save Money on Homeowners Insurance
How to Save Money on Homeowners Insurance

The average premium for the most common type of homeowners insurance was $1,211 in 2017, the most recent year for which data was available, according to a report issued last year by the National Association of Insurance Commissioners. That figure was up slightly from $1,192 in 2016. But that…
CA says State Farm violated the law in handling of insurance claims after Eaton, Palisades fires
CA says State Farm violated the law in handling of insurance claims after Eaton, Palisades fires

LOS ANGELES (KABC) — Insurance giant State Farm may temporarily lose its California license after an investigation found it violated the law in its handling of claims from the 2025 wildfires. An investigation found the insurance company was slow to investigate and underpaid claims from…
State Farm May Lose Its California License. Here’s What That Means for Homeowners
State Farm May Lose Its California License. Here’s What That Means for Homeowners

California is pursuing historic legal action against its largest home insurer, but for wildfire survivors still waiting on claims, the question is whether that means relief In the aftermath of Los Angeles’ devastating 2025 wildfire season, California regulators have taken their most aggressive action yet…
Governor Polis Announces New Tool to Help Coloradans Navigate Life After Disaster
Governor Polis Announces New Tool to Help Coloradans Navigate Life After Disaster

DENVER – Today, Governor Polis announced the new Colorado Disaster Recovery Navigation Tool to help Coloradans navigate recovery and rebuild after natural disasters. This new tool provides a step-by-step guide for what to do in the aftermath, immediate and long-term, of a natural disaster. “Coloradans…
The Good Neighbor is in the Dog House
The Good Neighbor is in the Dog House

According to the Insurance Information Institute, State Farm insures nearly a fifth of all homes in the United States. Let that sink in. One insurance company holds the financial health of one fifth of all the homeowners in America in their hands. So the claim…
State Farm under fire for hundreds of violations — but experts say Californians won’t lose coverage
State Farm under fire for hundreds of violations — but experts say Californians won’t lose coverage

Regulators want State Farm barred from writing new policies for a year for allegedly violating state law after the Los Angeles wildfires — but experts say current customers shouldn’t panic. “Auto insurance and home insurance contracts are one year contracts, and they commenced at different…
State Farm fined by California regulators over wildfire claim violations
State Farm fined by California regulators over wildfire claim violations

SACRAMENTO, Calif. – The California Department of Insurance has sanctioned and fined State Farm, the largest home insurer in both the state and the nation, for 432 violations of the Unfair Insurance Claims Practices Act and other laws. Claims stem from California wildfires What we…
Insurance companies using drones to jack rates, cancel policies: 5 ways to fight back
Insurance companies using drones to jack rates, cancel policies: 5 ways to fight back

If you think your backyard is your private sanctuary, think again. Your insurance company is probably spying on you from above. And I promise you, it isn’t doing it to admire your landscaping. It’s looking for an excuse to cancel your policy. According to a…