Insured homeowner owed full cost of repairs, appeals court rules
Insured homeowner owed full cost of repairs, appeals court rules

An insured homeowner whose home has been badly damaged is entitled to coverage for the cost of repairs, even if those far exceed the property’s market value, a state appeals court has ruled. Reversing a Contra Costa County judge’s decision, the First District Court of…
Coverage Battle At 9th Circ. May Hobble Private D&O Policies
Coverage Battle At 9th Circ. May Hobble Private D&O Policies

Scottsdale Insurance Co. recently asked the Ninth Circuit to uphold a ruling that an exclusion in an education technology company’s policy for claims related to professional services bars coverage for a False Claims Act suit, and attorneys say a decision in the insurer’s favor could…
As Hurricane Season Approaches, Review Your Insurance
As Hurricane Season Approaches, Review Your Insurance

The Atlantic hurricane season is a little more than two weeks away, so now is a good time for homeowners along the coast to check their insurance coverage. The annual hurricane season runs for six months, from June through November. “A good place to start…
This family lost everything in one of California’s worst wildfires. Now, they’re almost home
This family lost everything in one of California’s worst wildfires. Now, they’re almost home

COBB MOUNTAIN The wooded path between Maya Leonard’s house and the elementary school where she is a sixth-grader remains scarred and blackened, a reminder of the epic wildfire that stole so much from this community on a September afternoon in 2015. But as she has…
Builder Gets Help In Insurance Fray At Calif. High Court
Builder Gets Help In Insurance Fray At Calif. High Court

A policyholder advocacy group and two Christian organizations urged California’s high court Wednesday to rule that an employer’s negligent hiring or supervision of a worker who intentionally injures a third party is an accidental “occurrence” under a general liability insurance policy, saying state precedent supports…
Ga. Justices Should Weigh $8M Bad Faith Case, 11th Circ. Told
Ga. Justices Should Weigh $8M Bad Faith Case, 11th Circ. Told

The Georgia Defense Lawyers Association has urged the Eleventh Circuit to seek the Georgia Supreme Court’s guidance on whether insurance carriers may be held liable for negligent, as opposed to bad faith, failure to settle a claim against a policyholder, saying the issue is key…
Why Poor Credit Can Triple Your Homeowners Insurance
Why Poor Credit Can Triple Your Homeowners Insurance

It’s no secret that credit scores play an increasingly important role in our financial lives, determining everything from whether we qualify for a mortgage to what interest rate we’ll get on a new credit card. What still may surprise some, however, is how significant credit…
Essential Property Insurance Coverage Information Withheld from Consumers
Essential Property Insurance Coverage Information Withheld from Consumers

An April 2017 report by United Policyholders reveals the state rankings of homeowner insurance protections that impact buying insurance. The research revealed that many major insurance companies and many states withhold coverage and policy provisions from consumers during the purchase. These same companies and states…
Delaware Ranks High Among States for Homeowners’ Insurance Protections
Delaware Ranks High Among States for Homeowners’ Insurance Protections

Dover, DE – Delaware homeowners are among the most protected in the nation against having their homeowners insurance non-renewed or rates raised due to filing or even inquiring about a claim. This is according to a recent study by the Rutgers Center for Risk and…
How your selfie could affect your life insurance
How your selfie could affect your life insurance

A selfie reveals more than whether it’s a good hair day. Facial lines and contours, droops and dark spots could indicate how well you’re aging, and, when paired with other data, could someday help determine whether you qualify for life insurance. “Your face is something…
Rutgers Law School’s Essential Protections for Policyholders report recommends improvements by states to help homeowners buy insurance
Rutgers Law School’s Essential Protections for Policyholders report recommends improvements by states to help homeowners buy insurance

Coverage, quality, and price are the top issues consumers need to consider when buying or renewing a homeowners insurance policy, but a report by the Rutgers Law School in Camden finds that most states do not require insurance companies to provide adequate information to consumers…
Top 10 states for homeowners’ insurance protections
Top 10 states for homeowners’ insurance protections

Agents are well-aware of how state insurance regulations can affect themselves and the insurance industry as a whole. It’s also important to also know how they affect policyholders, especially homeowners. According to a report by the Rutgers Center for Risk and Responsibility at Rutgers Law…
Flood insurance premiums need to rise by 25% per year
Flood insurance premiums need to rise by 25% per year

The National Flood Insurance Program NFIP) is buckling under the weight of a $25 billion debt, so something’s got to give. For some policyholders, this could mean as much as 25% increases in the rate they pay for coverage every year. In Mississippi, anecdotal evidence…
America’s flood insurance system is sinking
America’s flood insurance system is sinking

Here’s some bad news for the 5 million Americans who have flood insurance policies: Premiums will rise an average 6.3 percent this year, according to the National Flood Insurance Program NFIP). But this could be followed by even worse news when rates rise as much…
Flood Insurance: Pricier This Year, and May Go Higher The New York Times)
Flood Insurance: Pricier This Year, and May Go Higher The New York Times)

New York Times – Many homeowners who have flood insurance — or are seeking to buy it — will face higher premiums this year, because of increases that took effect April 1. Premiums under the National Flood Insurance Program rose an average of about 6…
Pa. High Court Set To Weigh Insurer Bad Faith Standard
Pa. High Court Set To Weigh Insurer Bad Faith Standard

The Pennsylvania Supreme Court will hear arguments on Tuesday over the proper standard to impose bad faith penalties against insurance companies, in a case over a cancer insurance claim that has garnered intense attention from insurers and policyholders alike. Here, Law360 breaks down the history…
Policyholders Group Backs D&O Coverage Denial Appeal
Policyholders Group Backs D&O Coverage Denial Appeal

A nonprofit insurance policyholders advocacy group asked the Ninth Circuit on Thursday to overturn a California federal judge’s decision that an educational technology company isn’t covered for a suit alleging an incentive program for its recruiters broke federal law, saying the lower court rendered the…
Fire Safe Council gathering data on homeowner’s insurance – Take the survey
Fire Safe Council gathering data on homeowner’s insurance – Take the survey

NEVADA CITY, Calif. March 15, 2017 – The Fire Safe Council of Nevada County FSCNC) is participating in the State’s Tree Mortality Task Force. Our local group is looking to gather data to make a case that insurance companies are not following state law when…