January 10, 2013 The dangers of letting your life insurance lapse It’s one of the life insurance industry’s best-kept secrets – a great number of life insurance policies in the U.S. tend to lapse, meaning the coverage runs out and is not available if you die. Some studies claim as many as 80 percent of policies…
January 8, 2013 Insurance claim dispute resolution topic of sixth Larimer County Roadmap to Recovery session The next Larimer County Roadmap to Recovery meeting for High Park and Woodland Heights fire survivors takes place on Jan. 15 at 6:30 p.m. in the 1st Floor Hearing Room at the Larimer County Courthouse office Bldg., 200 West Oak Street, Fort Collins. This is…
January 7, 2013 Four life insurance riders to consider – and two to avoid If your life insurance policy seems inadequate, you can beef it up by adding optional life insurance riders. Riders are special features that can tack on benefits and bring flexibility to your coverage. However, not all life insurance riders are equally beneficial. “Some riders can…
December 18, 2012 Group says fire survivors need more time Advocacy group slams proposed CC&R changes for rebuilding after fires A proposed CC&R amendment that would require homeowners in a community in Rancho Bernardo to rebuild their homes within two years of a wildfire is getting criticism, not just from some residents but also from…
December 18, 2012 Learn the Seven Things That Homeowners Should Know About Their Homeowners Insurance Policies Reviewing a homeowners’ insurance policy can be challenging, but with more insurers inserting provisions to shift risk and costs to homeowners, a careful read is more important than ever. To help with the process, the Consumer Federation of America CFA) and United Policyholders UP) released…
December 18, 2012 Homeowners can challenge insurers’ estimates Before agreeing to an insurance settlement that falls short of covering their storm-repair bills, homeowners may want to consider the tale of Warren S. Dank. As Sandy battered Long Island, Dank’s backyard generator burst into flames, destroying a shed and melting the vinyl siding off…
December 10, 2012 Homeowner’s insurance: Checklist to ensure adequate storm coverage Quick, answer this about your homeowner’s policy: Does it cover replacement cost? Do you have “extended limits”? What’s the exact dollar amount of your hurricane deductible, and what category storm triggers it? Regarding flood insurance: What’s your home’s likelihood of flooding, according to the National…
December 10, 2012 After Hurricane Sandy: Preparing Your Home For a Move After Hurricane Sandy: Preparing Your Home For a Move Written by Mary Davis, Moveboxer.com Hurricane Sandy has swept through the East Coast. People are slowly coming out of their homes to survey damage to their homes, businesses, and cities. For those people who have the…
December 10, 2012 Maximizing Insurance Recoveries for Sandy Losses – Resources for Small Businesses, Nonprofits, and Homeowners
December 10, 2012 New York Law School – Updates for Students From Dean Anthony Crowell Re: Superstorm Sandy Updates for Students From Dean Anthony Crowell Dear Students, As New York City and the metropolitan area continue to recover from Hurricane Sandy, we hope all of the members of our community and their families are safe and faring well through the disruptions caused by…
December 10, 2012 Is Your Homeowners Insurance Falling Short? The Cleanup From Superstorm Sandy Has Been an Exercise in Frustration for Homeowners. Here’s How to Maximize Insurance Payouts—and Reduce the Hassle of Filing a Claim. Click here to read the whole article online.
December 7, 2012 Experts: Wider need for flood insurance Think you don’t need flood insurance because you don’t live near the ocean? Or because your mortgage company doesn’t require it? Or because you’re in a low to moderate hazard area according to the National Flood Insurance Program? Think again. If you’re near any body…
December 6, 2012 Seven Things All Homeowners Should Know About Their Homeowners Insurance Superstom Sandy revealed many of the problems homeowners may encounter when navigating the claims process after a natural disaster. Here are some tips from the Consumer Federation of America CFA) and United Policyholders UP) on what consumers should look out for when reviewing their policies:…
December 6, 2012 Sandy Victims Should Winterize Their Homes Coverage Can Exclude Frozen & Burst Pipes, If Precautions Aren’t Taken With winter’s freezing temperatures rapidly approaching, insurance experts are advising victims of Hurricane Sandy to act now to winterize their homes to avoid further damage that won’t be covered by their homeowners policies. Many…
December 5, 2012 Sandy’s Crash Course on Hurricane Deductibles An insurance industry that has taken its lumps from hurricanes has come to treat them differently. Today, homeowners insurance often comes with special and potentially steeper deductibles that kick in when claims are related to the punishing storms. Superstorm Sandy recently raised awareness about hurricane…
December 4, 2012 Money Heroes: Three Guardians Protecting Consumers’ Finances Ensuring benefits for policyholders Amy Bach On a crusade since: 1984 Day job: Executive director of United Policyholders Achievement: Advocates for, and assists, insurance customers Why she’s a hero: Representing a New York State agency on an insurance task force in the 1980s, Bach saw…
November 29, 2012 Hurricane insurance deductibles: What? When? An insurance industry that has taken its lumps from hurricanes has come to treat them differently. Today, homeowners insurance often comes with special and potentially steeper deductibles that kick in when claims are related to the punishing storms. Superstorm Sandy recently raised awareness about hurricane…
November 28, 2012 Sandy’s victims find flood insurance coverage wanting As their sodden couches and carpets rot at the curb, Long Islanders are coming to a grim realization: Flood insurance only covers a fraction of what it will cost to replace furniture ravaged by the storm. While most flood policies do cover dining sets, televisions,…