Resources from Nonprofits
Resources from Nonprofits

CHARLOTTE COUNTY, Fla. (Oct. 17, 2024) – In the wake of Hurricane Milton, more resources are available from nonprofit agencies for Floridians and Charlotte County residents: Insurance Help The Florida Division of Consumer Services assists insurance consumers in the aftermath of a disaster. https://myfloridacfo.com/division/consumers/storm/resources or…
Amy Bach and United Policyholders Raise Issues About Insurance Executives Taking Monies Through Excessive Payouts
Amy Bach and United Policyholders Raise Issues About Insurance Executives Taking Monies Through Excessive Payouts

Amy Bach‘s recent LinkedIn post yesterday highlighting concerns about excessive compensation in the insurance industry has struck a chord with many policyholders and consumer advocates. Bach raised these issues in a panel discussion at the American Academy of Actuaries. Her observations are particularly pertinent to…
Law360’s Guide To The 2024 Insurance Commissioner Races
Law360’s Guide To The 2024 Insurance Commissioner Races

Voters around the country are gearing up to head to the polls, reading up on candidates’ policies and checking their registration statuses, but in four states, voters will also cast their… Read more.
After hurricanes, the business of rebuilding lives means navigating the insurance claims process
After hurricanes, the business of rebuilding lives means navigating the insurance claims process

Now that the threat of Hurricanes Helene and Milton has receded, millions of homeowners and business-owners across Florida and the Southeastern U.S. are faced with traversing the often long and laborious process of using insurance to rebuild their lives. Immediately after disasters like these, property…
Why Insurance Rates for New York Property Owners Are Soaring
Why Insurance Rates for New York Property Owners Are Soaring

Policies are harder to find and costlier when they are available for homeowners who are struggling to stay above water. Logan Browne thought he already experienced sticker shock from his Bushwick condo building’s insurance rate tripling last year. Then, this summer, the insurance company dropped…
Why Insurance Rates for New York Property Owners Are Soaring
Why Insurance Rates for New York Property Owners Are Soaring

Policies are harder to find and costlier when they are available for homeowners who are struggling to stay above water. Logan Browne thought he already experienced sticker shock from his Bushwick condo building’s insurance rate tripling last year. Then, this summer, the insurance company dropped…
Navigating Insurance Claims After Hurricanes Helene and Milton
Navigating Insurance Claims After Hurricanes Helene and Milton

Insurance Claims After Hurricanes Helene and Milton: Quick Looks Understanding policies: Know your coverage limits, exclusions, and deductibles to determine if filing a claim is worthwhile. Documentation is key: Keep detailed records of damages, expenses, and interactions with adjusters to support your claim. Seek professional…
Hurricanes Milton, Helene underscore potentially devastating gaps in home insurance coverage
Hurricanes Milton, Helene underscore potentially devastating gaps in home insurance coverage

Hurricanes Milton and Helene are exposing holes in the home insurance coverage that many Americans have leaned on for a sense of security in the face of natural disasters. Milton is currently headed for Tampa Bay, where — if the hurricane’s angle of approach is…
Disaster Recovery Community Update set for Wednesday at Lahaina Civic Center
Disaster Recovery Community Update set for Wednesday at Lahaina Civic Center

A status update on wildfire debris cleanup will be provided by the US Army Corps of Engineers on Wednesday, Oct. 9, during a Maui County Disaster Recovery Community Update meeting at the Lahaina Civic Center. The meeting starts at 5:30 p.m. in the social hall.…
Homeowners Hit by Helene Are In for an Insurance Claim Shock
Homeowners Hit by Helene Are In for an Insurance Claim Shock

Homeowners are rushing to file insurance claims after Hurricane Helene left a trail of destruction across six states. Many of them will likely be left empty-handed. Property insurers in recent years have hollowed out coverage and sharply increased rates to make up for steep underwriting…
Hit by Disaster? How to Get What You Deserve From Insurers or FEMA
Hit by Disaster? How to Get What You Deserve From Insurers or FEMA

If your home was damaged or destroyed by Hurricane Helene, the most daunting challenge may still be ahead: Getting your insurance company, or the federal government, to give you the money you’re entitled to receive. That process can be infuriating and baffling, and it comes…
Homeowners hit by Hurricane Helene face the grim task of rebuilding without flood insurance
Homeowners hit by Hurricane Helene face the grim task of rebuilding without flood insurance

The Category 4 storm that first struck Florida’s Gulf Cost on September 26 has dumped trillions of gallons of water across several states, leaving a catastrophic trail of destruction that spans hundreds of miles inland A week after Hurricane Helene overwhelmed the Southeastern U.S., homeowners…
Hit by Disaster? How to Get What You Deserve From Insurers or FEMA
Hit by Disaster? How to Get What You Deserve From Insurers or FEMA

If your home was damaged or destroyed by Hurricane Helene, the most daunting challenge may still be ahead: Getting your insurance company, or the federal government, to give you the money you’re entitled to receive. That process can be infuriating and baffling, and it comes…
Where Helene victims can go for help rebuilding their homes and lives
Where Helene victims can go for help rebuilding their homes and lives

Insurance policyholders have a right to quick and full payment of claims As homeowners struggle to recover from Hurricane Helene, most will turn to their homeowners and flood insurance for relief. The Consumer Federation of America (CFA) and United Policyholders are sharing resources and tips…
Homeowners face threats to their property even after Hurricane Helene — how this disaster could cause insurance crisis for millions
Homeowners face threats to their property even after Hurricane Helene — how this disaster could cause insurance crisis for millions

“It’s a huge mess for everyone.” Even after it has subsided, Hurricane Helene continues to devastate homeowners throughout the Southeastern U.S. Beyond the billions of dollars in property damage and economic output, the record-breaking storm has further destabilized the insurance market. What’s happening? As The…
Hurricane Helene brought major damage, spotlighting lack of flood insurance
Hurricane Helene brought major damage, spotlighting lack of flood insurance

Kayla Ward was drinking coffee on her porch Friday afternoon when she noticed water from the nearby Nolichucky River rising fast. After nearly a year in the house in the Appalachian Mountains, Ward never thought to worry about flooding. But she and her husband had…
Hurricane Helene Recovery Help
Hurricane Helene Recovery Help

If you or someone you know have been impacted by Hurricane Helene, review our road-tested “First Steps” and visit our Hurricane Helene Roadmap to Recovery Help Library. United Policyholders is a non-profit organization that has thirty years of expertise in disaster recovery, insurance, repairs and…
Tips for Consumers to Get Fair Insurance Treatment After Hurricane Helene
Tips for Consumers to Get Fair Insurance Treatment After Hurricane Helene

Insurance Regulators Must Make Sure Consumers Are Fairly Treated, Claims Are Paid Promptly and In Full Washington, D.C. — Today the Consumer Federation of America (CFA) and United Policyholders shared resources and tips to help consumers get their wind and flood insurance claims paid quickly,…