Yahoo Defense Tab Up for Grabs in California Supreme Court Case
Yahoo Defense Tab Up for Grabs in California Supreme Court Case

Yahoo! Inc., besieged by class actions accusing the pioneering internet search engine of sending unwanted ads via text message in violation of federal law, turned to its insurer to provide and pay for its legal defense. But, despite the existence of specifically negotiated and distinct…
Insurance Industry Groups Criticize Litigation, Regulations
Insurance Industry Groups Criticize Litigation, Regulations

Law360 (August 30, 2022, 9:45 PM EDT) — A new report from a group of insurance industry organizations blamed “man-made” factors for much of the troubles facing property insurance markets in states such as California, Louisiana and Florida. While the organizations said they are able…
Marshall Fire victims pressured to return to toxic home
Marshall Fire victims pressured to return to toxic home

LOUISVILLE, Colo. (KDVR) — A family of Marshall Fire victims is speaking out after getting pressure to move back into their home with toxic levels of contamination inside. Having a mailbox to check and a roof still standing in a town ravaged by the fire,…
Using Social Media Strategically
Using Social Media Strategically

Your insurance company likely uses social media to promote their feel good, “we’re here for you” brand. That’s their business strategy. But if your insurance claim is not moving forward and/or you are being treated unfairly – it does not feel good. You need your…
Preparing Financially, Before the Storm Hits
Preparing Financially, Before the Storm Hits

With the cost and frequency of weather-driven disasters on the rise, taking steps to be ready is more crucial than ever. As a lifelong resident of Lafourche Parish in southern Louisiana, Jeanne Gouaux knew the storms that cut through the region demanded preparation. She had…
INSURANCE AFLAME: COVERAGE INEQUITIES RAGE AS POPULATION GROWS IN WILDFIRE REGIONS
INSURANCE AFLAME: COVERAGE INEQUITIES RAGE AS POPULATION GROWS IN WILDFIRE REGIONS

Northern California is currently ablaze with numerous wildfires, including the deadly McKinney Fire in Siskiyou County that burned more than 60,000 acres and killed four people. As of August 15, the National Interagency Fire Center cites more than 5.9 million acres burned in over 42,000…
More homeowners report insurance claims being denied, MN Department of Commerce says
More homeowners report insurance claims being denied, MN Department of Commerce says

The state is reporting a spike in complaints from homeowners whose insurance claims were denied following recent storms, according to the Minnesota Department of Commerce. The department is issuing an alert, asking Minnesotans to review their insurance policies, particularly in the areas of hail and…
A Flagstaff family’s insurance came up short after their home was destroyed by a wildfire
A Flagstaff family’s insurance came up short after their home was destroyed by a wildfire

The Leazier family has lived at the same Flagstaff property more than three decades. This past April, theirs was one of 30 homes that burned down in the Tunnel Fire. The fire took nearly everything they had, including sentimental items that reminded them of the…
Why didn’t Marshall fire homeowners have enough insurance? Watchdogs blame industry software.
Why didn’t Marshall fire homeowners have enough insurance? Watchdogs blame industry software.

In 2021, a Louisville couple bought $419,000 worth of insurance coverage for their home, based on their agent’s recommendation. Now, that policy payout is only providing about half of what they need to rebuild the house they lost in the Marshall fire. In a lawsuit…
Guest Blog: Mobile Inspections for Property Claims
Guest Blog: Mobile Inspections for Property Claims

When most people file a property claim with their insurer, their insurance company will typically send out an insurance company employee (staff adjuster or claims representative) or a 3rd party insurance company representative (independent adjuster, or other representative), to perform an initial damage inspection. While…
Improving Disaster Recovery
Improving Disaster Recovery

UP advocates for expedited insurance payouts and fewer paperwork hassles for disaster survivors. By helping people get the money they need to repair, rebuild and replace with fewer delays, we’re improving their ability to restore the quality of their lives and financial health. This week,…
Survivors of East Troublesome Fire sue insurance company
Survivors of East Troublesome Fire sue insurance company

Fire survivors said State Farm low-balled them on rebuilding costs and took too long to pay their insurance claims after the East Troublesome Fire. GRAND COUNTY, Colo. — There are survivors of the East Troublesome Fire in October 2020 who are suing their insurance company…
Home inventory: What is it and why do you need one?
Home inventory: What is it and why do you need one?

You never know when your home might get damaged in a flood, fire or other disaster. And you can’t rule out the possibility of a home break-in, either. Ideally, you’ll have homeowners or renters insurance in place to cover your damaged or stolen items. But…
Study Finds Wildfires Disproportionately Impact Lower-Income Families
Study Finds Wildfires Disproportionately Impact Lower-Income Families

Non-renewals, higher premiums, and costly property improvements make wildfires even worse for already marginalized homeowners Climate change and California’s historic drought are stretching fire season beyond its traditional boundaries, causing worse and more costly wildfires, and according to a new study, they’re disproportionately impacting the…
Oak Fire: Owners of destroyed homes face tens of thousands of dollars in rebuilding costs
Oak Fire: Owners of destroyed homes face tens of thousands of dollars in rebuilding costs

’50-60% of people walking through the door who have been impacted by the fire didn’t have insurance.’ MARIPOSA COUNTY, Calif. (KFSN) — “Rebuilding is the plan. Rebuilding is the goal. We just have to figure out how to do it… because we got married on…
Cal OES Awards $25 Million in Grants to Local Organizations to Protect Vulnerable Communities from Disasters
Cal OES Awards $25 Million in Grants to Local Organizations to Protect Vulnerable Communities from Disasters

Funding Designed to Increase Disaster Preparedness and Resiliency in Socially Vulnerable Communities Statewide SACRAMENTO, CA – As part of California’s nation-leading effort to build resilience among vulnerable populations living in areas of the state most susceptible to natural disasters, the California Governor’s Office of Emergency Services (Cal…
Inflation Means Replacing Your Home After a Disaster Will Likely Cost More
Inflation Means Replacing Your Home After a Disaster Will Likely Cost More

Why your homeowner’s policy might not Cover the true cost of replacing your home Prices are up basically everywhere thanks to inflation, from gas, to food, to clothing. That’s a signal for homeowners to do something unexpected: call your insurance agent. Why? To protect yourself…
BACH TALK: A Fairer California Fair Plan
BACH TALK: A Fairer California Fair Plan

State and Federal public officials have protected homeowners by creating insurers of last resort that people can turn to when they’re unable to find a company willing to insure their property. Well known examples are Florida and Louisiana Citizens Insurance Corporations, the National Flood Insurance…