California’s wildfire building codes make newer homes less likely to burn
California’s wildfire building codes make newer homes less likely to burn

In the mid-1980s, Jim and Ann Pesout fell in love with 10 acres of forest in Northern California’s Calaveras County. They bought the land and started building a house. “It took us two years. We physically pounded nails and built the house,” Ann said. “Our…
COVID: Year Two UPdate
COVID: Year Two UPdate

Have the conversation…  As businesses across the nation learned the hard way when their pandemic interruption claims were summarily rejected by insurers…one can’t blindly trust paid-for property insurance to come through in the worst of times. Throughout the two years since the COVID-19 pandemic began…
Report: Marshall Fire victims file lawsuit against Xcel Energy
Report: Marshall Fire victims file lawsuit against Xcel Energy

BOULDER COUNTY, Colo. (KKTV) – On Thursday, a class-action lawsuit filed against Xcel Energy in relation to the devastating wildfire that started this past December. Our sister station in Denver has a copy of that lawsuit which says Xcel Energy was negligent for not keeping…
Ohio High Court Rules Coverage Owed for Contamination That Ruined Product
Ohio High Court Rules Coverage Owed for Contamination That Ruined Product

Contamination that ruined more than $1 million worth of glass containers manufactured by a policyholder’s customer counts as damage that is covered by an umbrella insurance policy, the Ohio Supreme Court ruled Wednesday. The Supreme Court justices unanimously agreed that Motorists Mutual Insurance owes coverage to…
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty

Colorado Attorney Natasha O’Flaherty has been assisting wildfire impacted households with insurance matters since a 2020 wildfire destroyed hundreds of homes in her community.  In this Catch UP segment, she discusses approaches she took on behalf of clients who needed help finding temporary housing when…
Fighting to get a fair settlement of an insurance claim? A public adjuster can help
Fighting to get a fair settlement of an insurance claim? A public adjuster can help

Insurance policies protect your personal and business properties from financial loss. They help shield you from the economic risks associated with everything from floods, earthquakes, and wildfires to arson, theft, and vandalism. Insurance policies are legal agreements describing what losses are covered and at what…
Colorado Edition: New reservoir taking shape near Loveland; 2003 wildfire survivor helps others navigate insurance
Colorado Edition: New reservoir taking shape near Loveland; 2003 wildfire survivor helps others navigate insurance

Before it flows through your kitchen faucet, water in the Colorado River basin takes a long and winding journey. For a lot of homes on the northern Front Range, that journey will soon be getting another step. In the hills above Loveland, KUNC’s Alex Hager…
Guest Blog: Fire Resistant Building Materials for New Home Construction
Guest Blog: Fire Resistant Building Materials for New Home Construction

With the climate crisis in full effect, it appears that wildfires are on the rise. Especially in states like California, Colorado, Texas, Arizona, Montana, and others, wildfires are a huge issue. Every year there are multiple dangerous outbreaks of fire that spread across countries threatening…
Insuring Your Life
Insuring Your Life

If you have dependents or people whose financial security is important to you, then life insurance is a logical investment. Buying a policy that suits your goals and budget isn’t hard if you find a salesperson who is knowledgeable and ethical and doesn’t try to steer you…
Marin fire officials welcome proposed state insurance rules
Marin fire officials welcome proposed state insurance rules

Marin fire officials are lauding expanded regulations for wildfire insurance aimed at improving safety standards and driving down the cost of coverage for homeowners and businesses. The new regulations, released Friday by the state Department of Insurance, incorporate the new “safer from wildfires” framework, a…
California’s “Safer from Wildfires” shows how to protect homes, get insurance discounts
California’s “Safer from Wildfires” shows how to protect homes, get insurance discounts

During a time when insurance companies have been canceling policies around the Lake Tahoe Basin and Sierra due to wildfire threats, a recent announcement by state regulators comes at a beneficial time. There is possible financial relief ahead for those living in wildfire areas of…
New regulations introduced to improve wildfire safety and drive down cost of insurance
New regulations introduced to improve wildfire safety and drive down cost of insurance

On Friday, Insurance Commissioner Ricardo Lara announced new regulations intended to improve wildfire safety and drive down the cost of insurance for homeowners and businesses. Under the proposed regulations, which could be in effect by this summer, insurance companies would be required to factor consumers’…
‘There should have been a failsafe’: Marshall Fire victims say they are massively underinsured
‘There should have been a failsafe’: Marshall Fire victims say they are massively underinsured

LOUISVILLE, Colo. — All that rises from the charred landscape after the Marshall Fire in Boulder County are decades of memories and what’s left of suburban homes that once seemed sheltered from wildfire. Cindy White, who lost her Louisville home, said she was “totally unprepared…
El exjefe del sindicato de la policía de Nueva York es acusado de robar de miles de dólares para su “lujoso estilo de vida”
El exjefe del sindicato de la policía de Nueva York es acusado de robar de miles de dólares para su “lujoso estilo de vida”

Ed Mullins, expresidente de la Asociación Benevolente de Sargentos, dimitió el año pasado de su cargo tras sufrir una redada del FBI en su casa de Manhattan. Por Jonathan Dienst y Marlene Lenthang – NBC News El expresidente del sindicato de la policía de Nueva…
10 Ways To Protect Your Home From Wildfires
10 Ways To Protect Your Home From Wildfires

Thanks to climate change, wildfires are more frequent, bigger and of greater intensity, according to the 2021 Wildfire Report by CoreLogic, a property data research firm. Taking steps to protect your home is more important than ever, as is having enough insurance. Climate change contributes…
Do you know anyone living in a fire-prone area of ​​California?
Do you know anyone living in a fire-prone area of ​​California?

As the season of fires grows longer and wildfires intensify, Californians living in fire-prone areas struggle to find affordable home insurance. With that in mind, state officials this week announced a “Wildfire Safety” framework to improve fire safety and reduce losses. The goal is not…
“It’s a gut punch”: Marshall fire survivors fear their homes were underinsured and they can’t afford to rebuild
“It’s a gut punch”: Marshall fire survivors fear their homes were underinsured and they can’t afford to rebuild

Colorado’s insurance commissioner, other experts worry underinsurance of homes is a statewide problem When Dave Baron and his wife Kim Meyer closed on their new home on Mulberry Street in Louisville on Aug. 31, they believed they had all the insurance they would need should…
People who lost homes in the Marshall Fire are trying to begin rebuilding. Their insurance coverage might stand in the way
People who lost homes in the Marshall Fire are trying to begin rebuilding. Their insurance coverage might stand in the way

Craig Swift was getting ready to install a charger for an electric vehicle at his home in Louisville, so he called his insurance agent at State Farm. Swift and his wife, Cynthia, had just spent about $45,000 to upgrade the siding on their home. The…