What California homeowners should know about filing an insurance claim for fire damage
What California homeowners should know about filing an insurance claim for fire damage

As deadly wildfires engulf swaths of Los Angeles County, forcing nearly 200,000 people from their houses, a still-to-be known number of residents will be contending with insurance claims to recoup losses and rebuild or repair their homes. For those looking to be treated fairly and…
California overhauled its insurance system. Then Los Angeles caught fire.
California overhauled its insurance system. Then Los Angeles caught fire.

On Tuesday, after a ferocious Santa Ana windstorm blew through Southern California, a severe brush fire broke out in the wealthy Pacific Palisades neighborhood of Los Angeles, burning at least 1,000 structures and forcing hundreds of thousands of residents to evacuate as of Thursday morning.…
Los Angeles Fires Burn Down Thousands Of Homes: Here Is How You Can Claim Insurance
Los Angeles Fires Burn Down Thousands Of Homes: Here Is How You Can Claim Insurance

Multiple wildfires have been ravaging Los Angeles County since Tuesday, resulting in at least five deaths and thousands of residents being displaced. Authorities called for more mass evacuations on Wednesday after hundreds of structures were destroyed. Now, locals are seeking insurance for their property loss.…
How the devastating Los Angeles fires could deepen California’s home insurance crisis
How the devastating Los Angeles fires could deepen California’s home insurance crisis

The fires across Los Angeles County are likely to be one of the most expensive natural disasters in U.S. history, with losses estimated at $50 billion or more. The losses threatened to deepen a crisis that has already left hundreds of thousands of Californians struggling to…
Tools for recovering insurance after wildfires
Tools for recovering insurance after wildfires

Amy Bach, executive director of the nonprofit United Policyholders, joined us to discuss how she and her team provide tools and resources for navigating insurance after disasters, such as devastating wildfires. For more information, visit UPHelp.org. This segment aired on the KTLA 5 Morning News…
Los Angeles wildfires rage as California homeowners battle an ‘insurance crisis’
Los Angeles wildfires rage as California homeowners battle an ‘insurance crisis’

Analysts estimate the insured losses in Pacific Palisades alone could approach $10 billion, squeezing insurance companies at a time when some have been pulling back policies. The wind-driven wildfires burning out of control in the Los Angeles area couldn’t have emerged at a more perilous…
California had a home insurance crisis before the LA fires. It’s only going to get worse.
California had a home insurance crisis before the LA fires. It’s only going to get worse.

As firefighters race to control roaring blazes that have forced thousands to flee their homes, the mounting financial toll from the most destructive firestorm in Los Angeles history could deal a devastating blow to the property insurance market and the California homeowners who rely on…
Los Angeles Fires Become Existential Test for California’s Stopgap Insurer
Los Angeles Fires Become Existential Test for California’s Stopgap Insurer

The conflagrations tearing across Los Angeles are on track to be among the most expensive wildfire disasters in US history, draining insurance coffers and threatening California’s massive state-sponsored insurance program. Losses from the fires “could push insurance markets over the brink in California,” said Michael…
Sonoma County firefighters and aid workers rally to help Los Angeles in its time of need
Sonoma County firefighters and aid workers rally to help Los Angeles in its time of need

It’s been seven years and three months since Annie Barbour lost her Coffey Park house in the Tubbs Fire. On Tuesday afternoon, as fierce winds fed similarly destructive wildfires in Southern California, her phone started blowing up. “You know how close Coffey Park is,” said…
California overhauled its insurance system. Then Los Angeles caught fire.
California overhauled its insurance system. Then Los Angeles caught fire.

On Tuesday, after a ferocious Santa Ana windstorm blew through Southern California, a severe brush fire broke out in the wealthy Pacific Palisades neighborhood of Los Angeles, burning at least 1,000 structures and forcing hundreds of thousands of residents to evacuate as of Thursday morning.…
Insurance claim tips for homeowners affected by Southern California wildfires
Insurance claim tips for homeowners affected by Southern California wildfires

Multiple wildfires have been sweeping across Los Angeles County since Tuesday, killing at least five and pushing thousands out of their homes. The total damage is not yet known; the fires were 0% contained as of Wednesday. For the owners of the 1,000-plus structures destroyed…
If you lost your home or business in the wildfires, here’s what to do next
If you lost your home or business in the wildfires, here’s what to do next

With thousands of structures destroyed by wildfires that continue to rage out of control around Los Angeles, homeowners and business owners face a long road ahead to recoup their losses. Filing an insurance claim is one of the many tasks to take care of after…
Palisades Fire: Wildfire Evacuation Tips
Palisades Fire: Wildfire Evacuation Tips

We are keeping an eye on the Palisades Fire and Eaton Fire.  Our hearts are with everyone affected by the wildfires in Los Angeles. If told to evacuate due to the wildfire, do so immediately. If you are preparing to evacuate, here are our home…
Frustrated About Insurance Denials? You’re Not Alone.
Frustrated About Insurance Denials? You’re Not Alone.

My book “Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It” was thrust into the spotlight recently after UnitedHealthcare CEO Brian Thompson was killed last month in what authorities say was a targeted attack. Investigators at the scene…
Getting Insured: Tips for finding home insurance in California
Getting Insured: Tips for finding home insurance in California

If 2024 is the year you can finally buy a new home, the next and maybe even greater challenge could very well be getting home insurance. Or perhaps you are a current homeowner and have been dropped by your insurance company. That’s what happened to…
California finalized its plan to ease home insurance crisis. Here’s what it means for rates
California finalized its plan to ease home insurance crisis. Here’s what it means for rates

When a major wildfire hits, insurance companies call on insurance of their own — and starting next year, they’ll be able to charge consumers for part of the millions of dollars they spend on it. Insurance companies purchase reinsurance for the same reasons homeowners purchase…
Liberty Mutual exiting condo, rental insurance market
Liberty Mutual exiting condo, rental insurance market

Liberty Mutual plans to stop offering condo and rental insurance policies in California over the next two years. One of the state’s largest insurers made three filings indicating the withdrawal of business in this category of coverage, the California Department of Insurance reported Dec. 20.…
Plans take shape for Colorado’s FAIR Plan “last resort” home insurance
Plans take shape for Colorado’s FAIR Plan “last resort” home insurance

The Colorado FAIR Plan is the first public insurance program to operate in the United States in 40 years to sell property insurance policies to those who cannot find coverage on the open market. Read more