October 19, 2025 New California laws aim to stabilize state’s wildfire insurance market The recent rains may have lowered the threat of wildfire in the area, but the problem of maintaining fire insurance is a year-round problem for many in California. As a result, a number of new laws have just been adopted that aim to stabilize the…
October 16, 2025 US insurers using drones to inspect homes without owners knowing — even canceling polices. What can you do? Your homeowners’ insurance is just that — your peace of mind should something go catastrophically wrong at home. It’s typically not something you expect to be hassled with, nor do you wish to be threatened with policy cancellation over trivial matters. So when a Massachusetts…
October 16, 2025 For private flood insurance companies, the government shutdown is good for business Among those feeling the pain of the government shutdown are people in coastal areas and other locations where they need flood insurance. The government-backed National Flood Insurance Program stopped writing new policies on Oct. 1 and can’t resume until it’s reauthorized by Congress. That may…
October 15, 2025 Policyholder’s Notice Of Claim Does Not Satisfy Notice Requirement For Other Insureds The United States District Court for the Central District of California, applying California law, has held that coverage was barred for insureds who did not give timely notice, despite timely notice by the policyholder. Evanston Ins. Co. v. Frederick, 2025 WL 2019379 (C.D. Cal., June…
October 15, 2025 Millions of Americans risk their health and -2- “My dad’s sleeping under a dining table because there’s no space,” he said. “My mom had bladder surgery at the end of April and [in] early May had to recover from bladder surgery while basically being homeless.” Comey’s experience is a stark illustration of what…
October 10, 2025 Wildfire safety leads Commissioner Lara’s agenda as Governor Newsom signs sponsored bills Putting money in people’s pockets, strengthening incentives, and introducing the nation’s first public wildfire model SACRAMENTO, Calif. — Insurance Commissioner Ricardo Lara announced new wildfire safety protections for California consumers as Governor Gavin Newsom signed three critical bills aimed at enhancing mitigation efforts, reducing risk,…
October 7, 2025 Colorado Roadmap to Preparedness UPdate We have been hard at work this year helping Colorado residents be adequately insured and wildfire prepared through our Roadmap to Preparedness program. Our most recent Colorado Shopping Help Webinar (watchable online) features up to date guidance from a panel of experts including the CO Division of Insurance,…
October 6, 2025 There’s Help for Dealing with Insurance United Policyholders is a nonprofit organization that works for consumers with insurance problems/matters. The nonprofit does not take money from insurance companies, and they don’t sell insurance. Volunteers at United Policy have been through the insurance recovery process before and are strictly here to offer…
October 1, 2025 Marshall Fire Impact Report We are proud to share our Marshall Fire Impact Report. While there is no “end” to a recovery, there are many tangible signs that point to a healthy recovery in the greater Boulder area and UP is proud of our contribution to the process that…
September 30, 2025 Protecting Your Home As we wrap up National Preparedness Month, take a moment to prepare for what happens after a disaster. With insurance premiums rising to all-time highs, and coverage disputes in the news, many people are questioning whether it’s worth buying. But here’s a reality check from the Los Angeles wildfires…
September 26, 2025 Kane County woman says Allstate threatened to drop insurance over Google Earth photos A woman in Kane County, Illinois, said Allstate threatened to drop her insurance coverage after reviewing pictures of her property that were taken without her knowledge. Roseanna Castillo said her insurer used Google Earth to snap aerial photos of her property. Then she received a…
September 22, 2025 Experts to address insurance crisis at Willits wildfire forum With wildfire season looming and insurance rates climbing, Mendocino residents are invited to a free community event aimed at cutting through confusion and offering practical solutions. The Willits Wildfire and Insurance Forum & Fair takes place Thursday, Oct. 9, at 5:30 p.m. at the new…
September 22, 2025 After insurance pullback, advocates demand a ‘bill of rights’ for California policyholders A leading consumer group is proposing a policyholder rights initiative that would require insurers to offer coverage to California homeowners who fireproof their homes — or lose the right to sell home or auto insurance in the state for five years. Read more.
September 19, 2025 The good vibes and delicious wine flowed at UP to Good 2025! On Friday, September 12th, 2025, friends, colleagues and special guests gathered at DeLoach Vineyards for our annual fundraiser UP to Good! Big thanks to our guests, VIPs, event sponsors, auction item donors, bidders and to the DeLoach Vineyards & J.C. Boisset team. The funds we…
September 17, 2025 California’s insurer of last resort would face more scrutiny under bill heading to Newsom’s desk In the closing days of the legislative year, California lawmakers sent Gov. Gavin Newsom a bill that is meant to toughen scrutiny of the state’s embattled fire insurer of last resort by insisting that two of their leaders join its governing committee. Assembly Bill 234…
September 16, 2025 Bill to Increase Oversight of California’s FAIR Plan Awaits Newsom California lawmakers have passed Assembly Bill 234, which aims to increase scrutiny of the state’s FAIR Plan, the insurer of last resort for homeowners who cannot secure policies from other companies. The bill now awaits the signature of Governor Gavin Newsom. The legislation proposes adding…
September 16, 2025 California’s insurer of last resort would face more scrutiny under bill heading to Newsom’s desk Congress has cut federal funding for public media — a $3.4 million loss for LAist. We count on readers like you to protect our nonprofit newsroom. Become a monthly member and sustain local journalism. Keep up with LAist. If you’re enjoying this article, you’ll love…
September 11, 2025 NAACP Pasadena Acts to Prepare Vulnerable Communities for Next Disaster September workshop asks the question haunting fire survivors: “If you had 30 minutes to evacuate, do you know what you would take?” The January Eaton Fire didn’t just burn structures—it exposed how catastrophically unprepared locate communities were for natural climate disasters, with widespread underinsurance a…
