The Hidden Risks in Your Wildfire Insurance and How to Fix Them
The Hidden Risks in Your Wildfire Insurance and How to Fix Them

So far this year, more than 28,000 wildfires have burned at least 1 million acres in the U.S., surpassing the 10-year average. This growing risk is changing the wildfire insurance market. Insurers are raising prices, leaving certain areas, and changing policy rules. As a result,…
Who Should Consider Getting Flood Insurance? These Days, Almost Everyone.
Who Should Consider Getting Flood Insurance? These Days, Almost Everyone.

With the Atlantic hurricane season about to start, this may be good time to consider buying flood insurance for your home — even if you don’t live in a hurricane-prone area. Officials at the National Oceanic and Atmospheric Administration said this month that they were…
This lab is testing whether your house can stand up to a hurricane
This lab is testing whether your house can stand up to a hurricane

RICHBURG, S.C. — This hurricane season, your home could take a beating from strong winds, high flooding, and maybe even hail. It’s important to make sure your home is built to fight through any severe weather. Channel 9 Meteorologist Keith Monday took a tour of…
‘I think that’s simply fraud’: California hearing probes solutions to underinsurance after Chronicle investigation
‘I think that’s simply fraud’: California hearing probes solutions to underinsurance after Chronicle investigation

In an impassioned hearing that extended well beyond its two-hour allotted time, builders, insurance experts and policyholder advocates testified to the California Board of Equalization about the harms of widespread and severe underinsurance among California wildfire survivors, after a Chronicle investigation that exposed the severity…
Rebuilding Permit Centers: Get Help with Rebuilding
Rebuilding Permit Centers: Get Help with Rebuilding

Reposted from County of Los Angeles Newsletter: 5/23/25 Rebuilding Permit Centers are open for guidance through the rebuilding process for residents affected by the Palisades and Eaton fires. These permit centers connect you with the departments responsible for rebuilding in your area. LA County One-Stop Permit…
50% of California homeowners are under insured
50% of California homeowners are under insured

SACRAMENTO, Calif. – The California Board of Equalization, the state’s tax collector, held a hearing over concerns about lower revenues to finance state operations stemming from wildfires. Long recoveries deny the state many forms of revenue as people struggle to rebuild. The Board heard some…
Resource guides and links for homeowners and renters
Resource guides and links for homeowners and renters

Understanding homeowner’s and renter’s insurance can be daunting, with more questions than answers. KCAL News is here to help provide resources to help answer those questions. It is all apart of KCAL Insurance Week: We’ve Got You Covered. Below is a list of organizations and…
California approves 17% rate hike for State Farm homeowners insurance
California approves 17% rate hike for State Farm homeowners insurance

Like a good neighbor, State Farm is still there in California. However, homes in Golden State neighborhoods will see higher insurance bills. On May 13, State Farm was given the green light to raise homeowners insurance premiums by 17 percent. Renters and condo insurance were…
Nonprofit Offers Free Expert Insurance Advice To Eaton Fire Survivors
Nonprofit Offers Free Expert Insurance Advice To Eaton Fire Survivors

United Policyholders, a nonprofit organization dedicated to advocating for insurance consumers, is offering free assistance to survivors of the Eaton Fire. The independent organization has scheduled two upcoming events designed to help wildfire victims navigate insurance claims and explore housing options during their recovery journey.…
California home insurance rates to continue rising, experts warn
California home insurance rates to continue rising, experts warn

Home insurance prices in California will keep rising, say industry experts at a conference this week. Home insurance prices will continue rising. That was a message from industry experts this week, as they gathered to discuss the state’s insurance crisis. “It’s going to be a…
California Insurance Crisis: a recap
California Insurance Crisis: a recap

On Wednesday, May 14, Capitol Weekly and the University of California Student and Policy Center hosted “California Insurance Crisis,” its first in-person gathering of the year and second conference of 2025. Held at the Student and Policy Center’s conference center, the event featured three panels…
Panel to consider board certification in insurance coverage law
Panel to consider board certification in insurance coverage law

The Bar’s Program Evaluation Committee later this week will consider a proposal to create a new “Insurance Coverage Law” board certification area. The Board of Legal Specialization Committee narrowly approved the proposal, 8-6, in January, after asking sponsors in November to revise certain standards. Covering…
What to know: California approves State Farm’s emergency rate hike request
What to know: California approves State Farm’s emergency rate hike request

State Farm, California’s largest property insurer, won a first-of-its-kind emergency approval on Tuesday to quickly hike rates on more than a million homeowners and renters insurance policies. State Farm said it needs the emergency rate hike, by more than 15%, because the Los Angeles-area fires…
California approves State Farm’s request for 17% premium increase for homeowners
California approves State Farm’s request for 17% premium increase for homeowners

State Farm can soon start raising premiums by 17% for its California home insurance customers. State Insurance Commissioner Ricardo Lara approved the rate hike Tuesday. California’s top insurance regulator said Tuesday that State Farm can soon start raising premiums by 17% for all of its…
What to Do if You’re Underinsured After a Wildfire
What to Do if You’re Underinsured After a Wildfire

After a wildfire, some homeowners experience a second shock when they open their policy and discover their insurance won’t cover the full cost to rebuild. If your policy limit is too low to restore your home, you’re considered underinsured, and it’s a problem that affects…
What is the state of California’s home insurance market?
What is the state of California’s home insurance market?

A panel of insurance and risk professionals convened in Sacramento last week to discuss the state of California’s homeowners insurance market. The event, hosted by the Center for California Real Estate (CCRE), focused on issues related to insurance availability, pricing and long-term risk mitigation. Panelists…
Think Your Homeowners Insurance Payout Is Too Low? Here’s How to Push Back
Think Your Homeowners Insurance Payout Is Too Low? Here’s How to Push Back

Many wildfire survivors in Los Angeles are running into the same frustrating pattern after filing their insurance claims. The payout falls short of what they need to rebuild, or the check might only cover part of the damage based on a computer-generated estimate that doesn’t…
California home insurance costs likely to continue rising for years to come, says expert panel
California home insurance costs likely to continue rising for years to come, says expert panel

Leading housing insurance experts gathered in Sacramento last week for a panel discussion around the state’s home insurance crisis hosted by the Center for California Real Estate (CCRE). Among key insights shared by panelists, Stanford University Climate & Energy Policy Director Michael Wara predicted California’s…