Los Angeles fire survivor is told State Farm’s $900K check on hold due to insufficient funds
Los Angeles fire survivor is told State Farm’s $900K check on hold due to insufficient funds

Amelia McDonald couldn’t believe her ears. She had been navigating what she calls “a horrible experience” trying to get her claims paid by State Farm after the Eaton Fire burned down her Altadena home and ranch in January. She, along with her father, daughter and…
Rebuilding Altadena bogs down in red tape and frustration
Rebuilding Altadena bogs down in red tape and frustration

About six months after the Eaton Fire, a majority of lots with destroyed homes in Altadena have been cleared. But for homeowners hoping to rebuild, the hard work remains: slogging through insurance paperwork and government permits. On Len Silvernail and Diane Toomey’s cul-de-sac near Rubio…
Tuolumne Resident On New CA Insurance Commission Task Force
Tuolumne Resident On New CA Insurance Commission Task Force

California Insurance Commissioner Ricardo Lara has created a new Smoke Claims and Remediation Task Force. It was developed following the recent wildfires in Los Angeles, and the group will recommend science-based insurance standards and best practices for safely returning to and restoring homes. Lara says,…
Regulator starts task force to address denials of LA fire smoke claims
Regulator starts task force to address denials of LA fire smoke claims

Following a June 24 LA Superior Court ruling against the California FAIR Plan for illegally denying wildfire smoke damage claims, the state’s insurance commissioner has created a Smoke Claims and Remediation Task Force. Read more.
Summer is Here ~ Less is More
Summer is Here ~ Less is More

If you live in a suburb or rural area, as you refuel the BBQ and dust off outdoor furniture, take a moment to look around your home and yard. What is in that first five feet around and right up against your home? What if…
Commissioner Lara appoints members to new Smoke Claims and Remediation Task Force
Commissioner Lara appoints members to new Smoke Claims and Remediation Task Force

In response to the smoke damage caused by wildfires across California, including the recent Palisades and Eaton fires, Insurance Commissioner Ricardo Lara has appointed members to his new Smoke Claims and Remediation Task Force. Led by the California Department of Insurance, the Task Force includes…
California moves to set nation’s first smoke damage insurance standard
California moves to set nation’s first smoke damage insurance standard

One of the most common insurance complaints after a fire comes from people whose homes are still standing but covered in potentially toxic soot. Because there is no state or federal standard for smoke damage, insurance companies often refuse to pay for cleanup, leaving victims…
‘Unsafe to Inhabit’: The Toxic Homes of L.A.
‘Unsafe to Inhabit’: The Toxic Homes of L.A.

After the fires clouded neighborhoods in smoke, residents whose homes were spared learned that danger was still lurking in the walls, the furniture and the air. But their insurers have doubts. Read more
In landmark decision, judge rules California FAIR Plan’s smoke-damage policy is illegal
In landmark decision, judge rules California FAIR Plan’s smoke-damage policy is illegal

In a landmark decision, a Los Angeles judge has ruled that California’s home insurer of last resort is violating state law by how it treats smoke damage claims — a policy that homeowners have long complained shortchanges them, including, most recently, victims of the Jan.…
Your CLUE report could save you money on auto and home owners insurance
Your CLUE report could save you money on auto and home owners insurance

If your car is in an accident, or your house is damaged in a storm, the insurance claims you file will wind up in your CLUE report. The trouble is most people have never heard of a CLUE report, even though the data in it…
State Farm Rate Hike Portends Intensifying Insurance Crisis
State Farm Rate Hike Portends Intensifying Insurance Crisis

California’s property insurance market faces mounting systemic pressures as wildfire risk escalates, construction costs surge and climate change intensifies weather-related perils… Read More 
NAPIA Celebrates 75th Year with New Leadership and Renewed Vision
NAPIA Celebrates 75th Year with New Leadership and Renewed Vision

The National Association of Public Insurance Adjusters (NAPIA) proudly announces the installation of its 2025–2026 Officers and Board of Directors during its landmark 75th Annual Meeting held at the Westin Kierland Resort in Scottsdale, Arizona. This historic event celebrates NAPIA’s legacy and reaffirms its role…
Choosing the right homeowner’s insurance coverage
Choosing the right homeowner’s insurance coverage

When an emergency strikes and damages your home, knowing what’s covered in your homeowner’s insurance is essential in the recovery process. Homeowner’s insurance is crucial to owning a home, and recent changes in insurance costs and coverage might have homeowners wondering about their coverage. Homeowners…
Risky business: More insurers willing to back Florida property, but how healthy are they?
Risky business: More insurers willing to back Florida property, but how healthy are they?

Since the Florida property insurance market nearly became its own catastrophe a few years ago, this hurricane season arrived June 1 with 12 new insurers ready to help Floridians weather what’s coming. Those new entrants were announced as a sign that the market forces that had been pushing Florida’s insurance…
Renters insurance is a must-have: Protect your belongings for less than a coffee a day
Renters insurance is a must-have: Protect your belongings for less than a coffee a day

Millions of Americans have discovered the benefits of renters insurance. Because landlords aren’t liable for any personal possessions or activities in your apartment, these policies can provide an important safety net if something happens. “For less than the cost of a coffee a day, renters…
Who should consider getting flood insurance? These days, almost everyone
Who should consider getting flood insurance? These days, almost everyone

With the hurricane season starting in parts of the country, this may be good time to consider buying flood insurance for your home — even if you don’t live in a hurricane-prone area. Officials at the National Oceanic and Atmospheric Administration said in May that…
Community Foundation of Sarasota County awards more than $1 million for hurricane recovery
Community Foundation of Sarasota County awards more than $1 million for hurricane recovery

The Community Foundation of Sarasota County recently awarded $1,050,046 through its Suncoast Disaster Recovery Fund to 17 nonprofits that support individuals who have faced hardship in the wake of Hurricanes Ian, Debby, Helene and Milton. “Last year’s hurricane season left our community reeling – destroying…
The Hidden Risks in Your Wildfire Insurance and How to Fix Them
The Hidden Risks in Your Wildfire Insurance and How to Fix Them

So far this year, more than 28,000 wildfires have burned at least 1 million acres in the U.S., surpassing the 10-year average. This growing risk is changing the wildfire insurance market. Insurers are raising prices, leaving certain areas, and changing policy rules. As a result,…