7 Habits of Highly Effective Roadmap to Recovery Volunteers*
7 Habits of Highly Effective Roadmap to Recovery Volunteers*

Thank you Board member Jennifer Rosdail for distributing Roadmap to Recovery Guides to Hurricane Harvey Victims in Texas and being a highly effective UP volunteer.  Jennifer is pictured here doing relief work in the Lone Star State this week with a KW Cares team member and son…
10 tips for dealing with hurricane damage to your home
10 tips for dealing with hurricane damage to your home

JACKSONVILLE, Fla. — If you have damage in your home due to a hurricane, there are several things you need to know: 1. If you have flood insurance, you must notify your insurance provider within 60 days of the flood damage. The National Flood Insurance…
11 Tips on dealing with your insurance company
11 Tips on dealing with your insurance company

If you have damage in your home due to Harvey, there are several things you need to know. 1. If you have flood insurance, you must notify your insurance provider within 60 days of the flood damage. The National Flood Insurance Program has a step…
Insurers ache for qualified inspectors after US hurricanes
Insurers ache for qualified inspectors after US hurricanes

Insurers are scrambling to find inspectors in Texas and Florida after fierce hurricanes battered the states one after the other, causing tens of billions of dollars’ worth of property damage in less than two weeks. Although insurers maintain some number of inspectors, known as claims…
‘Hurricane Deductibles’ Shift Home-Repair Costs to Consumers
‘Hurricane Deductibles’ Shift Home-Repair Costs to Consumers

Harvey and Irma could trigger requirement that homeowners pay percentage of insured value of property. Tens of thousands of homeowners hit by Hurricane Harvey may soon find out they are on the hook for extra payments under their insurance policies, and that number could rise…
Why your disaster kit needs a home inventory
Why your disaster kit needs a home inventory

Imagine losing everything in a disaster like Hurricane Harvey, then having to list all of your possessions to file an insurance claim — every plate, holiday decoration and piece of clothing for starters. Without a home inventory, this would be the toughest memory test you’d…
UP request granted: NFIP waives strict rules for Harvey claims
UP request granted: NFIP waives strict rules for Harvey claims

  The National Flood Insurance Program has shown strong leadership by granting UP’s request to make it easier for households and businesses impacted by Harvey to get their insurance claims filed and paid fairly and on time.  The program operates under rules set by Congress. The…
Harvey is a wake-up call to check your homeowners insurance
Harvey is a wake-up call to check your homeowners insurance

Sure, you have homeowners insurance, but there’s a good chance you don’t have enough. CoreLogic says 1 in 4 homes are underinsured by at least 20 percent. With the average home price up more than 30 percent over the past five years, cruising Zillow, Trulia…
Private flood insurance may be option for homeowners in water’s way
Private flood insurance may be option for homeowners in water’s way

Larry Blair of San Mateo buys flood insurance only because his lender requires it, and for years he thought his only option was the National Flood Insurance Program. Then he read about private flood insurance on a Facebook page for people in his North Shoreview…
Loaded for Bare: Policyholders Beware…
Loaded for Bare: Policyholders Beware…

By Amy Bach, as originally posted on Fortune.com Once again, a storm has devastated a region and broken records. Hurricane Harvey dropped so much rain on Texas, the National Weather Service had to add new colors to its map graphics. Where will the money come…
Clarifying the effect of Texas House Bill 1774 on Harvey insurance claims
Clarifying the effect of Texas House Bill 1774 on Harvey insurance claims

There has been some confusion about the effect of a new Texas law that limits the future legal rights of people and businesses that will be filing insurance claims for damage from Hurricane Harvey. The new law comes into play in situations where an insurance…
Claims Teams Begin Handling Onslaught of Harvey Claims
Claims Teams Begin Handling Onslaught of Harvey Claims

Hurricane Harvey has set a U.S record, according to the National Weather Service, dumping 51.88 inches of rain in parts of Texas. As the tropical storm moves over southern Louisiana, claims catastrophe teams are moving in to devastated cities in Texas. AIR Worldwide reported severe…
Consider buying flood insurance
Consider buying flood insurance

Unless a bank requires you to buy it, you probably aren’t paying for flood insurance on your home. Maybe it’s because you don’t live near water. Maybe it’s because your community mapping is outdated. Maybe it’s because an insurance agent said you don’t need it. Maybe…
After the storm: How to fight your insurance company
After the storm: How to fight your insurance company

If the aftermath of past hurricanes is any indication, many Texas homeowners will have to do battle with their insurance companies when Harvey finally runs out of wind and water. “Prepare to push for a fair and full insurance settlement,” said Amy Bach, executive director…
Forbes Op-Ed: Insurance Isn’t Going to Help Harvey Victims
Forbes Op-Ed: Insurance Isn’t Going to Help Harvey Victims

Once again, a storm has devastated a region and broken records. Hurricane Harvey dropped so much rain on Texas, the National Weather Service had to add new colors to its map graphics. Where will the money come from to repair the damage? We know it…
5 big home insurance mistakes that could cost you thousands
5 big home insurance mistakes that could cost you thousands

Seeing Hurricane Harvey’s devastation in Texas has left some people wondering if they have adequate home insurance. Unfortunately, for a lot of people, the answer is no, and that can end up costing thousands of out-of-pocket dollars if disaster strikes. Mistake No. 1: Considering only…
Basic Storm Stats – Texas Hurricane Harvey
Basic Storm Stats – Texas Hurricane Harvey

Dates of the hurricane: Incident Period: August 23-September 15, 2017 Major Disaster Declaration: August 25, 2017   Wind speed: 130mph (Category 4) at landfall in Rockport, Texas   Peak rainfall:[1] 40-61 inches 51.88 inches fell in Cedar Bayou in less than five days   Affected…
Harvey’s Catastrophic Costs Mount; Many Lack Adequate Insurance
Harvey’s Catastrophic Costs Mount; Many Lack Adequate Insurance

Hurricane Harvey’s second act across southern Texas is turning into an economic catastrophe — with damages likely to stretch into tens of billions of dollars and an unusually large share of victims lacking adequate insurance, according to early estimates. Harvey’s cost could mount to $24…