California is poised to become the first state in the nation to establish standards for how to make homes and schools safe to inhabit after they’re tainted by wildfire smoke, debris and ash.
On Monday night, the California Legislature passed two bills that ask state agencies to study, create and enforce science-based standards for remediating homes that survive wildfires but are left contaminated by airborne pollutants. In the January 2025 Eaton and Palisades fires, roughly one of every two homes inside the designated fire perimeter were left standing, many with smoke damage.
Assembly Bill 1642 by Assembly Member John Harabedian, D-Pasadena, asks the California Department of Toxic Substances Control, in consultation with other agencies, to pursue regulatory standards for how to detect and remove lead and asbestos — which are frequently components of the ash — by the end of 2028. By the end of 2029, the department would also be required to publish standards for other types of contamination, including beryllium.
Its companion bill, AB1795 by Assembly Member Mike Gipson, DCarson (Los Angeles County), would mandate that insurance companies pay the cost of chemical testing and temporary living expenses for homes in ZIP codes that are fully or partially within the designated fire perimeter. Insurers would also be required to assume any smoke, ash, soot and char found in homes were caused by the wildfire itself unless the insurer can prove otherwise.
Jane Lawton Potelle, an Eaton Fire survivor who founded the group Eaton
Fire Residents United, said it was a “huge relief ” to see the bills pass. They will impact not just wildfire survivors, she said, but people who own businesses impacted by fires or who send their children to nearby schools.
“We set out to fix a very clear problem where there were no objective standards based on science that were determining whether a family was safe in returning to their home after a wildfire,” Harabedian told the Chronicle. “We’re really, really proud of the bill.”
Gov. Gavin Newsom has until Sept. 30 to sign the bills to make them law.
The legislation is the result of advocacy from Los Angeles County wildfire survivors, who widely complained insurers were not uniformly paying the cost to test and remediate their standing homes after the fires. A Pulitzer Prize-winning Chronicle investigation published last year found that many insurers declined to pay up-front for expensive tests used to detect lead, asbestos and other contamination inside policyholders’ homes. In at least a few cases, companies hired experts who wrote reports that attributed the soot and ash to candles and fireplaces, rather than the wildfire.
Insurers say they are committed to supporting policyholders and pursuing standards that are rooted in science.
“While important implementation work remains, AB1642 and AB1795 represent a meaningful step toward clearer guidance on smoke damage claims,” Karen Collins, vice president of property and environmental for the American Property and Casualty Insurance Association, said in a statement. “As regulations are developed, it will be critical that standards are grounded in credible science,
valid methodologies, and the best available technical expertise.”
A year and a half after the fires, many survivors with smoke-damaged homes are still living in hotels or rentals, according to Lawton Potelle. Others moved back in quickly, unsure if it was completely safe to do so, she said.
In the aftermath of the disasters, her group compiled the results of residents who tested the soot and ash within their homes. The testing
showed a variety of toxic and at times carcinogenic substances, some of which lingered even after insurance-funded cleanings.
Harabedian said he hoped the legislation would establish a model for the rest of the country on how to make homes safe to inhabit.
Across the U.S., only Colorado has pursued similar standards, according to Amy Bach, founder and executive director of the consumer advocacy group United
Policyholders. While those are still in the works, California could work faster and become the first state in the nation to regulate how to deal with smoke damage and when insurers have to pay for it, Bach said.
In a statement, Insurance Commissioner Ricardo Lara celebrated the passage of AB1795, which he sponsored, for “putting health and safety first.”
“Wildfire survivors should never have to fight their insurance company just to know whether their home is safe for their family,” he wrote.
Even if the bills are signed, more work will need to be done to ensure that standards established by the Department of Toxic Substances Control take into account a broad base of scientific expertise, Bach said.
Francois Tissot, a geochemistry professor at the California Institute of Technology who testified in support of AB1642, has been researching the chemistry of wildfire smoke since the fires began. His research has found that strong winds can carry particles of heavy metals, such as lead, even several miles downwind from the fire.
Scientists, including Tissot and his team, are still trying to tackle many fundamental questions about the fire, he said — including what chemical form the lead travels in and how it impacts the body. He hopes more research will also help scientists, and legislators, to better understand how wildfire smoke moves and who it impacts beyond the immediate fire perimeter.
The passage of AB1642 and AB1795 is a “critical milestone” in making sure decisions about when and whether to return home are grounded in that kind of science, Tissot said.
Lawton Potelle thanked the governors’ office for supporting negotiations on the bill and the scientists, policy advocates and wildfire survivors who ensured it made it to the finish line.
“Our homes didn’t get destroyed in the fire, but they’re covered in contamination that makes them hazardous to live in. Many of us have been dealing with the daily terror of what it means to have to move back with no solution,” she said. “This is a path forward that will provide us with a safe recovery.”