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My fire loss was in 2017 in California. The insurer held back the amount attributed to the land from the amount they allocated for me to buy a replacement house. They said the held-back amount could be used for repairs and renovations to the replacement…

Hello, This is a California Claim…I’m a claimant that was rear-ended. I only carry liability on my policy so my insurance isn’t helping me. My car has been deemed a total loss. The other party’s insurance company made me a settlement offer, but they haven’t…

We were underinsured due to having to switch from a private insurance to the California Fair Plan. We were paying extremely high premiums so had to reduce coverage to afford the premium. Our home and all belongings were completely destroyed in the Oak Fire and…

Our insurer hired a company to go in immediately and retrieve and clean/inspect textiles and electronics. We are 4.5 months post loss. Does that company have a legal obligation/timeline to provide us with an inventory of what they took from our home? We have asked…

Can an insurance company at renewal change your policy limits from full replacement value to ACV if you never requested the change?

Hi There I was in an auto accident. During the course of the diagnosis it came to my attention that there were certain parts in my car (Tesla) that were non Tesla. Needless to say I notified my insurance company about any prior accident I…

I have a total loss from fire in my apartment. My policy states one year for coverage, and my insurance company has been reluctantly extending my ALE every 10 days or so. I am told they will not extend it further, and I have the…

I lost my nearly 5000 ft² house in the Paradise Campfire Due to an error by insurance company I was only insured for 1500 ft² It took me 3 years to get them to pay of my entire policy at only 1500 ft². My contents…

The estimate from my insurance company is very low, and doesn’t cover the lanai knee wall. The estimate I got from a contractor was $13,000 to replace windows, rebuild the knee wall and the front door to the lanai. How can I get work done…

Can an insurance company drop coverage due to the home being unoccupied during plumbing renovations? This occurred, and then the house was destroyed days later due to the Oak Fire. Is there anything that can be done, other than filing a complaint with the Department…

The insurance adjuster is lowballing repair cost and said they do not recognize Xactimate pricing. Is there a law to challenge this ?

I have quite a bit of damage from Hurricane Ian to my house. I filed a claim with my insurance company and filed a claim with FEMA already. My insurance company sent me a letter earlier this year saying they were not going to renew…

Is there a regulatory entity that makes pricing fair between contractors and insurance adjusters?

My car was damaged in a hail storm. I got estimates from the shop where I want to have it fixed and gave a copy to the guy the insurance company sent to look at my car. My insurance company says they will only cover…

My home in Louisiana was damaged due to Hurricane Ida. My adjuster denied claims to an outside storage shed, stating that the damage was due to some fencing that I had leaning on the outside of the shed and that it had occurred prior to…