User Profile - United Policyholders

Katie Goodrich

Katherine Goodrich is a founding partner at MoGo LLC. Katherine has succeeded in cases before the Colorado Court of Appeals, and, along with co-founder Rodney Monheit, has briefed appellate issues as amicus for the Colorado Trial Lawyers’ Association and succeeded in convincing a federal court judge that the insurance carrier’s interpretation of its own policy was without a basis in law. Katherine prides herself in her ability to understand her clients’ issues and to translate those issues into real pay-outs that better their lives after an insurance company’s unreasonable behavior following a natural disaster.

Katherine grew up in Ontario, Canada. In her free time, Katherine ventures outside of the office to seek adventure in the Fraser Valley.

Community Activities

Statute of Limitations for reporting claims with your carrier in Colorado

Hello! I would like to know if anyone knows the statute of limitations for reporting claims with your carrier in Colorado. I have been searching for the statute that provides the information but have gotten nowhere. Is there a statute of limitations for reporting a…

Katie Goodrich answered 2 years ago • Coverage Question • Colorado

1218 views1 answers

Getting Depreciation Back

We lost our house in the Marshall Wildfire. The insurance company paid out the limit on our structure minus depreciation. We have a 20% extension on the structure and other structures portion of the policy. My adjuster says that if we get the full 20%…

Katie Goodrich answered 2 years ago • Depreciation • Colorado

735 views1 answers

Ordinance and Law Coverage denied

We lost our home in the Marshall fire and have chosen to purchase a new build in a new development rather than rebuilding on our lot in Louisville. Our insurer has paid coverage A 100% and also the additional 25% home protector, however they have…

Katie Goodrich answered 2 years ago • Claim Denial • Colorado

831 views1 answers

denied coverage on purchased home due to size of payout on a previous policy

Hi, We chose not to rebuild after our house was completely destroyed in the Marshall Fire and relocated to Maryland. I am in the process of trying to find homeowners insurance on a home in Maryland that we are under contract to buy. I have…

Carolyn Winter answered 2 years ago • Coverage Question • Maryland

1031 views2 answers

Land Valuation Deduction on New Build

Our home was destroyed in the Marshall Fire and we have decided to purchase a new build in a new subdivision. We sent the contract to our insurer USAA which clearly shows the total price we are paying and breaks out the amount for the…

Katie Goodrich answered 3 years ago • General Question • Colorado

672 views1 answers

Hail Loss

I just filed a storm claim in July of 2022 with my insurance company. They put the date of loss as June of 2020. My contractor has been working since then but with labor and material shortages he has just now completed all the work.…

Amy Bach answered 3 years ago • Coverage Question • Colorado

933 views2 answers

How do insurance companies calculate personal property coverage

We lost our home in the Marshall Wildland Fire and have USAA insurance. We are underinsured on our dwelling by $1,000,000. Rebuild cost is $1.6M and we were insured for a total of $588,000. We are also underinsured on our personal property coverage. Actual personal…

Katie Goodrich answered 3 years ago • Underinsurance • Colorado

1034 views1 answers

Strategy (file format and timing) for submitting full property list?

Our personal property list for our destroyed home is almost done–we’re at about twice our property limit (including deprecation) and have completed our own excel spreadsheet. Is it better to submit our excel file or save as a PDF, and is it better to submit…

Katie Goodrich answered 3 years ago • Contents inventory • Colorado

5587 views1 answers