Insurance expert offers tips to Butte Fire survivors
Insurance expert offers tips to Butte Fire survivors

Property owners should keep daily journals Property owners who lost homes in the Butte Fire should keep their own records and not rely solely on insurance company claim adjustors to determine the value of their losses, an expert on the industry said Wednesday in Mountain…
Butte Fire Workshop: October 14th at 6pm
Butte Fire Workshop: October 14th at 6pm

UP is hosting a Roadmap to Recovery workshop for Butte Fire survivors Wednesday, October 14th at 6pm at Mountain Ranch Town Hall. This workshop is an insurance recovery orientation and will provide information on navigating the insurance claim process. There will be a Q&A session after the workshop if…
Wildfires may spark higher premiums, non-renewals for homeowners
Wildfires may spark higher premiums, non-renewals for homeowners

San Francisco Chronicle – Some Californians could pay more for homeowners insurance or have their policies not renewed as a result of wildfires that swept the state this summer, state Insurance Commissioner Dave Jones said last week. “I would anticipate that we will see an…
How Hurricane Sandy created ‘the perfect storm’
How Hurricane Sandy created ‘the perfect storm’

Three years after Hurricane Sandy swept up the East Coast, homeowners are still working to collect money for the damage they sustained. It has been a long and frustrating fight for many. Media reports highlighted their efforts and some accused insurers and engineers of colluding…
South county community members hear about Valley fire recovery process at Thursday meeting
South county community members hear about Valley fire recovery process at Thursday meeting

MIDDLETOWN, Calif. – Hundreds of south county community members came out to Middletown High School on Thursday evening to learn about services and assistance available to help them through the process of recovering from the Valley fire. The fire, which began Sept. 12, is the…
Lake County Office of Emergency Services to host Valley fire community meeting Sept. 24
Lake County Office of Emergency Services to host Valley fire community meeting Sept. 24

MIDDLETOWN, Calif. – The Lake County Office of Emergency Services OES) is hosting a community meeting at 6 p.m. Thursday, Sept. 24, at 6 p.m. at the Middletown High School football field. Residents, homeowners and contractors are invited to attend the community meeting. Federal, state…
Paying more than just attention
Paying more than just attention

Our recent conversations with wildfire evacuees and people who’ve just lost everything inspired us to restate: Recovering from a loss without (any or enough) insurance is a very bleak prospect. If a disaster is officially declared federal, the average FEMA grant to an individual is…
California reforms should ease fire victims’ insurance claims
California reforms should ease fire victims’ insurance claims

The hundreds of people whose homes were lost or damaged in devastating wildfires now ravaging California should have an easier time dealing with insurers, thanks to the Oakland hills fire of 24 years ago. Survivors of that fire and subsequent ones in Los Angeles and…
7 ON YOUR SIDE: WHAT FIRE VICTIMS SHOULD DO IF THEY HAVE INSURANCE
7 ON YOUR SIDE: WHAT FIRE VICTIMS SHOULD DO IF THEY HAVE INSURANCE

LAKE COUNTY, Calif. KGO) — ABC7 News crews went to the Valley Fire evacuation center in Calistoga to offer assistance and 7 On Your Side’s Michael Finney was there to talk to insurance and business experts on how to get the help they need and…
Non-profit offers insurance advice to fire victims
Non-profit offers insurance advice to fire victims

Those who have been left homeless by the Valley Fire will now start the arduous task of getting their homes and lives rebuilt. If your house burns down you can count on at least a year before you are back in your place and for…
Free app aims to help you prepare for a major disaster
Free app aims to help you prepare for a major disaster

During disasters we are often reminded of the things we should do to prepare just in case. One of the most important things anyone of us can do is to make a list of everything we own and there are many apps out there that…
Homeowners in high fire-risk areas are upset over soaring insurance rates
Homeowners in high fire-risk areas are upset over soaring insurance rates

Soaring insurance rates may accomplish what the Telegraph fire failed to do: drive the Stoffan family from their home of 10 years. The Stoffans’ Northern California house survived the 2008 blaze, which destroyed 30 homes and 100 other structures as it charred 53 square miles…
A Disaster Damaged Your Home? How to File a Successful Insurance Claim
A Disaster Damaged Your Home? How to File a Successful Insurance Claim

The TV commercials make it look so easy: You experience a disaster and, like magic, your insurance company swoops in and solves all your problems. Unfortunately, say consumer advocates, it rarely works that way in real life. Instead, if a disaster such as a fire,…
ServiceMaster and Water Damage Claims
ServiceMaster and Water Damage Claims

Couple Recalls ‘Leaky Toilet Nightmare’What started out as a leaky toilet turned into a local couple’s worst nightmare. They got into a battle with their insurance company and are now suing.It is a case their attorney says could affect hundreds of thousands of homeowners.Ora Tamir…
Class sues State Farm for manipulating homeowners with water damage
Class sues State Farm for manipulating homeowners with water damage

Insurer directed claimants to repair services it had under contract to hold down costs, class action states. A putative class action accuses State Farm Insurance, the nation’s largest property insurer, of willfully directing homeowners to substandard water damage repair services, bolstering the company’s bottom line…
Insurance issues arising from disasters bring little regulatory change to Colorado
Insurance issues arising from disasters bring little regulatory change to Colorado

The Colorado Division of Insurance, the regulatory agency charged with protecting consumers, has emerged from years of wildfires and floods with few tools to help it track market health in the state, and remains relatively powerless. Colorado residents are more or less where they were…
Shop so you don’t drop (more $ than you should)
Shop so you don’t drop (more $ than you should)

The quality of your insurance really does matter, but figuring out which policy will give you more protection is tricky. UP can guide you on what to look for and avoid, but getting the real scoop and comparing different options is very hard to do…
Property owners face important deadlines on second anniversary of wildfire
Property owners face important deadlines on second anniversary of wildfire

El Paso County, CO, April 29, 2015 – With the two year anniversary of the Black Forest Fire approaching El Paso County reminds property owners to keep in mind important insurance deadlines. “Residents impacted by the Black Forest Fire need to meet certain deadlines in…