Legal issues just beginning for Sandy victims, pro-bono attorney says
Legal issues just beginning for Sandy victims, pro-bono attorney says

Hurricane Sandy is long over, with reconstruction under way in most places, but for many impacted by the storm, problems are still piling up – legal problems, that is. That is why a cadre of pro-bono attorneys has fanned out throughout areas of New Jersey…
UP Executive Director addresses insurer General Counsels on improving UM/UIM
UP Executive Director addresses insurer General Counsels on improving UM/UIM
Insuring yourself against water calamity can make your head spin
Insuring yourself against water calamity can make your head spin

On the other side of the country, home after home is rotting, left much the same as the day after Hurricane Sandy landed in 2012. These are the houses of those who never bought flood insurance, which must be purchased separately from regular homeowner’s insurance.…
Flood insurance law hurting Sandy victims
Flood insurance law hurting Sandy victims

A little-known provision in some Long Island homeowners’ flood insurance policies could stymie their claims to collect for superstorm Sandy damage. Advocates and lawyers for property owners say it’s a loophole for insurance companies and the Federal Emergency Management Agency that is based on semantics.…
Why Pharmacy Refused Drug For Terminal Cancer Patient
Why Pharmacy Refused Drug For Terminal Cancer Patient

A Shingle Springs woman says the mail order pharmacy refused to fulfill a prescription to help battle her terminal cancer. When three weeks went by and she says the cancer spread, she called Kurtis. This medicine was prescribed to try and contain the cancer. But…
The Black Forest Fire has attracted insurance pros — for better and worse
The Black Forest Fire has attracted insurance pros — for better and worse

The flier called it a “Town Hall Meeting for Black Forest Fire Residents.” But this wasn’t a town hall in the traditional sense. No elected official or governmental staff member was scheduled to speak. El Paso County officials, in fact, say they had nothing to…
Help is on the way for Waldo victims
Help is on the way for Waldo victims

With the Waldo Canyon Fire having wiped out 345 homes last summer, it appears Colorado Springs and El Paso County are working on ways to help homeowners figure out how to work with their insurance companies and prepare for the next disaster. First, the latter.…
Waldo victims organize their own insurance assistance
Waldo victims organize their own insurance assistance

Colorado Springs Together was envisioned as a clearinghouse for Waldo Canyon Fire victims, a place to turn to for their every need. Except, apparently, insurance advocacy. “What we’ve tried to do is kind of keep a distance, avoid getting in the middle of the policyholder-insurance…
Nearly half of all American adults are uninsured or underinsured
Nearly half of all American adults are uninsured or underinsured

Less than one year before the Patient Protection and Affordable Care Act ACA) will require most Americans to obtain health insurance, a survey has found that 46 percent of U.S. adults – or 84.2 million people – remain uninsured or underinsured. During 2012, 54.6 million…
Will Obamacare save you money on preventive care?
Will Obamacare save you money on preventive care?

Federal health care reform promises to make it easier and more affordable for people to access care. As part of that effort, most health insurance plans now must offer many types of preventive care at no cost to the patient. But confusion remains about what…
Free insurance workshop next week for Black Forest residents
Free insurance workshop next week for Black Forest residents

El Paso County will host free insurance help workshop next week lead by United Policyholders, a non-profit insurance advocacy group that has given workshops to victims of the Waldo Canyon, High Park and Four Mile Canyon fires. The workshop will be on July 8, and…
Insurance Policyholder Advocate Gets Sandy Grant
Insurance Policyholder Advocate Gets Sandy Grant

More than five months after superstorm Sandy hit the Jersey Shore, some owners of damaged homes, cars and businesses are still waiting for insurance settlements. Last week, a California-based advocacy group for insurance policyholders was awarded a small grant that could help them resolve their…
Larimer County’s next Roadmap to Recovery to address social and emotional aspects of High Park Fire’s one-year anniversary
Larimer County’s next Roadmap to Recovery to address social and emotional aspects of High Park Fire’s one-year anniversary

Larimer County’s seventh Roadmap to Recovery meeting for High Park and Woodland Heights Fire survivors will cover topics including legal issues, expiration of ALE benefits and the social and emotional aspects of the fire’s one-year anniversary. Speakers are Karen Reimus, disaster recovery aid for United…
Many claims from Waldo Canyon fire still aren’t finalized
Many claims from Waldo Canyon fire still aren’t finalized

About 11 months after the Waldo Canyon fire destroyed 347 homes and damaged dozens of others, many homeowners had not completed a list of the items they lost. They were pushing a one-year insurance claim deadline that the Legislature decided to keep intact when it…
New consumer protections may not apply to fire victims
New consumer protections may not apply to fire victims

As Black Forest families who lost homes in the fire begin filing out insurance claims, they should know that state law has changed to protect them. House Bill 1225, which was signed into law last month, requires insurance companies offer policies that pay for living…
Last year’s fire victims offer a shoulder at disaster recovery center
Last year’s fire victims offer a shoulder at disaster recovery center

When Suzanne and Breck Swanson turned on the television on Wednesday, they watched their retirement home on Vessey Road explode in flames. With it went Suzanne’s sense of control, and all ideas of what to do next. But the next day at the El Paso…
Report Your Long-Term Care Insurance Claim Experience
Report Your Long-Term Care Insurance Claim Experience

This week’s Your Money column discusses the difficulty that some people have encountered when trying to file a long-term care insurance claim on a family member’s behalf. I compiled some of the most common reasons that claims are denied, along with aspects of the coverage…
Get a Crash Course on Hurricane Deductibles
Get a Crash Course on Hurricane Deductibles

An insurance industry that has taken its lumps from hurricanes has come to treat them differently in recent years. As a result, a home insurance policy in hurricane country today often comes with a special and potentially steeper hurricane deductible that kicks in when claims…