2021 Marshall Wildfire – Insurance Claim and Recovery Help

The Colorado Division of Insurance has again asked insurers to extend ALE coverage for Marshall Fire survivors. This is a request, and does not change existing Colorado law.

Free trees for Marshall Fire homeowners. The Tree Trust will have a limited number of trees available for Marshall Fire homeowners who are ready to plant in fall 2023. If you’re interested, please fill out this form by Friday, Sept. 8. More information here.

Learn about the Sales and Use Tax Refund for Rebuilding after a Declared Wildfire Disaster here.

Responding to the Dec. 11 request from the Colorado Division of Insurance regarding additional living expenses (ALE) coverage for Marshall Fire survivors, homeowners’ insurance companies have agreed to extend coverage for up to 24 months for policyholders that only had 12 months of coverage. For more information and to learn which companies agreed to the DOI’s request, click here.


  1. The Colorado Division of Insurance has asked insurers to extend ALE coverage beyond 12 months for Marshall Fire survivors. This is a request, and does not change existing Colorado law.
  2. FEMA has approved another $1.5 million in Public Assistance funding for the cost of fighting the Marshall Fire in Boulder County. These funds are available to state, tribal, territorial and local governments and certain types of private non-profits. For more information, visit: FEMA Public Assistance Grants.

Through our Roadmap to Recovery® program you can access free, trustworthy help navigating the process of returning to a wildfire damaged area, repairing and replacing damaged and destroyed property, and collecting all available insurance funds.

If your property is damaged or destroyed, our guidance will help you get started on the road to recovery, make good decisions and keep moving forward.  United Policyholders is non-profit and has expertise based on nearly three decades of assisting in communities hit by wildfires.  Our staff, disaster veteran and professional volunteers and our partnerships with public, private and non-profit agencies and organizations will help lighten your load.  We’re rooting for you and here to help.  No strings attached.

We encourage you to take advantage of wildfire recovery help that is available through government agencies including the Colorado Division of Insurance, and federal agencies including FEMA.  Click here to access CO DOI resources. You can find updates from the Colorado Division of Insurance in the government bulletins section at the bottom of this page.

The following are selected items from the extensive library of resources we offer.  Through our Roadmap to Recovery® program you can access tips, tools and the straight scoop on insurance, clean up, contractors, lawyers, adjusters, avoiding rip-offs and mistakes, your legal rights and emotional support from people who genuinely care about helping you navigate successfully. SIGN UP HERE to receive information and alerts from United Policyholders. NOTE:  United Policyholders respects and protects the privacy of all who communicate with our organization.  We do not share or sell our mailing lists.

General Marshall recovery help and information, including how to access a Recovery Navigator:  bouldercountynavigatingdisaster.gov.

If you’re a Boulder County, Colorado homeowner or renter and you applied for FEMA disaster assistance due to the Marshall Fire or straight-line winds event, make sure your application is up to date. This can be done by submitting a copy of the insurance settlement or denial letter, any information received regarding Additional Living Expenses (ALE) as well as any changes of address or information to FEMA. More information here.