New County Office of Recovery-West Maui opens today
New County Office of Recovery-West Maui opens today

The new County of Maui Office of Recovery-West Maui officially opened today with a normal operating schedule of 8 a.m. to 4:30 p.m. Monday through Friday at Lahaina Gateway Unit 102-B, 325 Keawe St., Lahaina, near Ace Hardware. The center will serve as a centralized…
United Policyholders available for hurricane recovery information
United Policyholders available for hurricane recovery information

Hurricane recovery and insurance questions? Road map to recovery help is available Tuesday, July 16, from 10 a.m. to 2 p.m., at the Greater Pine Island Alliance office at 10484 Stringfellow Road, Suite 2, St. James City. For additional information, contact Julitza Perez @ julitza@uphelp.org…
State Farm Requests Major Rate Increases Amid Escalating California Insurance Crisis
State Farm Requests Major Rate Increases Amid Escalating California Insurance Crisis

Mere months after its last rate increases went into effect, California’s largest insurance provider is asking for another huge hike. Earlier this week, State Farm’s California subsidiary submitted a request to the Department of Insurance to raise its rates by an average of 30% for…
Iowans Face Financial Risks: The Urgency Of Flood Insurance Coverage
Iowans Face Financial Risks: The Urgency Of Flood Insurance Coverage

As parts of the region begin their recovery, many homeowners find themselves without flood insurance, which isn’t typically covered by standard homeowners insurance policies. According to federal data, only about 26,500 flood insurance policies have been issued across Nebraska, South Dakota, Iowa, and Minnesota combined.…
County Office of Recovery to hold open house of West Maui office on July 3
County Office of Recovery to hold open house of West Maui office on July 3

The County of Maui Office of Recovery-West Maui will host an open house at its new office at Lahaina Gateway on Wednesday, July 3, 2024, from 5 to 7 p.m. The office is in Suite B102, near Ace Hardware, at the shopping center at 325…
‘We have no voice’: NC consumers sidelined as state and insurers negotiate new rates
‘We have no voice’: NC consumers sidelined as state and insurers negotiate new rates

As weather-related risks mount, companies are pushing for higher homeowners’ premiums in North Carolina. Policyholders are pushing back. Read more.
County Office of Recovery to hold open house of West Maui office on July 3
County Office of Recovery to hold open house of West Maui office on July 3

The County of Maui Office of Recovery-West Maui will host an open house at its new office at Lahaina Gateway on Wednesday, July 3, 2024, from 5 to 7 p.m. The office is in Suite B102, near Ace Hardware, at the shopping center at 325…
Calif. Long-Tail Ruling Continues Policyholder-Friendly Trend
Calif. Long-Tail Ruling Continues Policyholder-Friendly Trend

The California Supreme Court’s recent ruling in Truck Insurance Exchange v. Kaiser Cement & Gypsum, rejecting horizontal policy exhaustion, was the latest in a string of its decisions involving insurance coverage for continuous or progressive injury claims that favor policyholders, say Billie Mandelbaum and David…
First Steps After a Wildfire
First Steps After a Wildfire

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991.  Use this information with The Disaster Recovery Handbook and Household Inventory Guide. …
As rates rise and coverage vanishes, Colorado Springs home insurance market reaches ‘tipping point’
As rates rise and coverage vanishes, Colorado Springs home insurance market reaches ‘tipping point’

If experience is the best teacher, then Leigh Candelas is an expert in protecting her own home from a catastrophic fire. A 2013 Black Forest fire survivor whose ranch-style house was damaged but not destroyed, she has in the intervening years made it a priority…
State Farm seeking 30% rate hike for CA homeowners: Here’s what to know
State Farm seeking 30% rate hike for CA homeowners: Here’s what to know

Many California homeowners are concerned about their home insurance, and that anxiety ratcheted up on Friday when State Farm requested one of its biggest rate increases ever, a sign they may be struggling financially. “It’s critical to understand that nothing changes today for State Farm…
Opinion: In California, State Farm is not such a good neighbor after all
Opinion: In California, State Farm is not such a good neighbor after all

For decades, people have dutifully paid their insurance premiums, trusting that when disaster strikes, their insurance companies would stand by them. However, recent decisions by major insurers to abandon homeowners, renters and businesses across California, including in San Diego County, have shattered this trust. This…
State Farm seeks ‘seismic-level’ rate hike as insurance crisis becomes ‘perfect storm’
State Farm seeks ‘seismic-level’ rate hike as insurance crisis becomes ‘perfect storm’

Mere months after its last rate increases went into effect, California’s largest insurance provider is asking for another huge hike. Earlier this week, State Farm’s California subsidiary submitted a request to the Department of Insurance to raise its rates by an average of 30% for…
State Farm customers in California may have to significantly pay more coverage
State Farm customers in California may have to significantly pay more coverage

Insurance prices continue to rise in the state, even as some lose their coverage despite working to keep areas safer from wildfires The latest hike request coming from insurance companies comes from State Farm, which earlier this week asked the California Department of Insurance for…
Few have flood insurance to help recover from devastating Midwest storms
Few have flood insurance to help recover from devastating Midwest storms

Many Midwestern homeowners hit by bad flooding this week do not have flood insurance Rick Satterwhite’s house backs up to the Missouri River, but flood insurance hadn’t really seemed necessary – until this week, when he had to pump water out of his basement after…
GPIA gives update on island’s recovery
GPIA gives update on island’s recovery

Representatives of United Policyholders attend meeting, provide information to assist islanders Last Tuesday, June 18, the Greater Pine Island Alliance providing an update on the island’s recovery during its monthly meeting at the Pine Island Community Church where guest speakers from United Policyholders were asked…
Strategies for staying protected
Strategies for staying protected

In the past, insurance companies were insuring homes, regardless of their age and condition. That has changed dramatically thanks in part to new technologies that pinpoint risk factors. Many Americans today, particularly those with older homes, are having the unpleasant experience of getting turned down…
12% Americans Don’t Have Home Insurance: Why More Homeowners Don’t Think The Rising Prices Are Worth It
12% Americans Don’t Have Home Insurance: Why More Homeowners Don’t Think The Rising Prices Are Worth It

Americans are increasingly dropping their homeowner insurance policies or falling behind on payments amid high living costs and rising coverage premiums. Read more.