With wildfires raging in California, do you have enough fire insurance?
With wildfires raging in California, do you have enough fire insurance?

With the devastating wildfires going on right now in Northern California, like the Carr Fire, the Mendocino Complex Fire, the Ferguson Fire, and the Steele Fire, do you have adequate fire insurance? And how can we forget the horrific North Bay Wildfires from October 2017?…
Rebuilding Workshop & Resource Fair in Oakmont
Rebuilding Workshop & Resource Fair in Oakmont

On Saturday, July 28, 10 a.m. to 2 p.m., Sonoma County Supervisor Susan Gorin is hosting a Housing and Rebuilding Fair at Oakmont’s Berger Center. This event is cosponsored by the County of Sonoma and the City of Santa Rosa. This event is intended for…
Rebuilding workshop and resource fair in Oakmont, July 28
Rebuilding workshop and resource fair in Oakmont, July 28

Survivors of the October fires, or anyone interested in the resources necessary for rebuilding and recovery in its wake, are invited to attend a workshop and resource fair on Saturday, July 28, in Oakmont. Supervisor Susan Gorin will host the event, co-sponsored by the County…
VIDEO: Second Insurance Forum Held In Pahoa
VIDEO: Second Insurance Forum Held In Pahoa
Interview: Roadway to Recovery Workshop Tonight in Santa Rosa
Interview: Roadway to Recovery Workshop Tonight in Santa Rosa

Executive Director of United Policyholders, Amy Bach, shares her view of how the community is doing presently as we continue to navigate the post-October wildfire era, how proactive our community has been when it comes to home insurance coverage that they paid for, suggestions on…
As Hurricane Season Arrives, U.S. Homeowners Haven’t Fixed Their Big Underinsurance Problem
As Hurricane Season Arrives, U.S. Homeowners Haven’t Fixed Their Big Underinsurance Problem

Many homeowners lack flood insurance or have insufficient policy limits for repairs or rebuilding following a natural catastrophe Many U.S. homeowners are inadequately insured for natural-catastrophe damage ahead of the height of the Atlantic hurricane season. Three major landfalling hurricanes in 2017—Harvey, Irma and Maria—revealed…
Do you have enough homeowner insurance? Here’s how to find out
Do you have enough homeowner insurance? Here’s how to find out

Three of every five homes in America are underinsured by an average of 20 percent less than full value, according to analytics firm CoreLogic. Is yours one of them? Could you easily put your hands on $50,000 to help rebuild a house with a $250,000…
Volcano Watch: Many forms of sulfur are found on Kilauea Volcano
Volcano Watch: Many forms of sulfur are found on Kilauea Volcano

For many Hawaii residents, interactions with Kilauea Volcano’s eruptions is through vog — a hazy mixture of sulfur dioxide gas and sulfate particles. However, sulfur on Kilauea is not limited to vog components. Sulfur is an exceptional element in that its atoms have a range…
Watts UP: Progress in Puna
Watts UP: Progress in Puna

United Policyholders has been guiding Hawai’i residents on insurance matters since the Kilauea volcano erupted and released burning lava that destroyed homes and neighborhoods in the Puna region of the Big Island. Over 220 people attended the first forum we co-hosted in the area, and…
Foundation announces $470,000 in grants to nonprofits supporting those impacted by fires
Foundation announces $470,000 in grants to nonprofits supporting those impacted by fires

This week, Community Foundation Sonoma County CFSC) announced grants to help people impacted by the fires who are struggling with insurance claims, legal issues and securing the resources they need to recover. These grants are funded through Community Foundation’s Sonoma County Resilience Fund, which was…
Regulators and the Predictive Modeling Challenge
Regulators and the Predictive Modeling Challenge

Big data, predictive models, neural networks — the world of insurance pricing is changing fast, as any actuary can attest. It falls to the regulators — some of them actuaries — to figure out how get the old rules to apply to this new world.…
Impact of Court Ruling Chubb Unit’s Crime Policy Covers ‘Spoofed’ Wire Transfer
Impact of Court Ruling Chubb Unit’s Crime Policy Covers ‘Spoofed’ Wire Transfer

In a closely-watched case on insurance coverage in an age of expanding cyber risk, a federal appeals court in New York has upheld a lower court ruling that a commercial crime insurance policy covers wire transfer losses resulting from a spoofing attack. The ruling is…
Sonoma County foundation gives $500,000 more for wildfire-recovery help with insurance, law
Sonoma County foundation gives $500,000 more for wildfire-recovery help with insurance, law

A Sonoma County nonprofit has announced nearly $500,000 in grants to two area organizations specifically to help victims of the October wildfires deal with the legal and insurance issues related to recovery. Community Foundation Sonoma County said the funding comes through its Sonoma County Resilience…
Postfires reconstruction hums along in Santa Rosa’s Coffey Park
Postfires reconstruction hums along in Santa Rosa’s Coffey Park

This story originally appeared on PressDemocrat.com. The morning sun had risen nearly to the top of three burned trees when Samuel Garcia began framing the wall for a new home in Coffey Park. The mustachioed Garcia, wearing a soft-brimmed hat and suspenders that held up…
Mind the gap – Fill the holes
Mind the gap – Fill the holes

Any time the topic of insurance catches your attention is a good time to check on yours. Exclusions and high deductibles cause major protection gaps. Once again a UP R2R survey documented that 2/3 of wildfire survivors don’t have enough insurance to pay for their…
Insurance Tips Post-1/9 Debris Flow Montecito Residents Gather for Practical Advice
Insurance Tips Post-1/9 Debris Flow Montecito Residents Gather for Practical Advice

Sixty Montecito property owners who suffered losses during the Thomas Fire and 1/9 Debris Flow got practical advice from United Policyholders, a San Francisco–based nonprofit firm whose motto is “Empowering the Insured.” “You’re not the first community to have to go through something like this,”…
Thomas Fire and Debris Flow – Roadmap to Recovery Workshop June 26, 2018
Thomas Fire and Debris Flow – Roadmap to Recovery Workshop June 26, 2018

Our next Roadmap to Recovery workshop for Thomas Fire Survivors will be held on: Tuesday, June 26th from 5:30-7:30pm Montecito Union School Auditorium 385 San Ysidro Rd., Santa Barbara This workshop will cover navigating your insurance claim, asserting your rights, and sources of help. This workshop…
Insurance workshop aims to help those affected by recent disasters.
Insurance workshop aims to help those affected by recent disasters.

MONTECITO, Calif. – A non-profit organization is helping those who are affected by the Montecito mudflow and Thomas fire as they deal with a huge part of recovery. United Policy Holders hosted a workshop Tuesday night at the Montecito Union School. Its goal is to…