Insurance Companies Provide Coverage After COVID-19 Vaccination
Insurance Companies Provide Coverage After COVID-19 Vaccination

Three COVID-19 vaccines have received emergency use authorization from the Food and Drug Administration, and more than 163 million people in the U.S. — nearly 50% of the total population — had received at least one dose of vaccine as of May 25. (See SciCheck’s articles on each…
Cracking the Code
Cracking the Code

From time to time, state and local building codes get updated to meet current safety and energy efficiency standards. If you own an existing home, you don’t need to worry about paying for upgrades to comply with those new codes unless you’re making major repairs…
East Bay Resident Makes Fire Prevention a Passion
East Bay Resident Makes Fire Prevention a Passion

OAKLAND (KPIX) — An Bay Area resident who has been a fire prevention activist since she lost her home in the Oakland Hills firestorm 30 years ago, Sue Piper is passionate about disaster preparedness. The Gateway Preparedness Exhibit Center educates people on how to prepare for wildfires…
Trade Group Backs Legal Sea Foods In Virus Insurance Appeal
Trade Group Backs Legal Sea Foods In Virus Insurance Appeal

Law360 (May 11, 2021, 4:11 PM EDT) — Legal Sea Foods‘ quest to cover losses from the COVID-19 pandemic earned the backing of nonprofit insurance trade group United Policyholders, which told the First Circuit on Monday that a lower court was wrong to dismiss the restaurant…
6 Tips to Streamline Insurance Payment on Home Damage Claims
6 Tips to Streamline Insurance Payment on Home Damage Claims

Maybe it’s a loud crash overhead. Maybe it’s shattering glass. Maybe it’s a steady drip of water coming down from your kitchen ceiling. For a homeowner, any of these sounds might mean that you’re about to get acquainted with the home insurance claims process. But…
Hail, Hail Spring is Here
Hail, Hail Spring is Here

With vaccinations, more daylight and warming weather, things are looking UP. In keeping with our mission of helping people be resilient, here’s an important reminder: It’s hail season and climate change is increasing the frequency and severity of hail events. Now is a great time to check…
Virus Like A Natural Disaster, Nonprofit Group Says On Appeal
Virus Like A Natural Disaster, Nonprofit Group Says On Appeal

Nonprofit group United Policyholders threw its support behind a dental office and the owner of furniture stores in their appeals concerning business interruption coverage for COVID-19-related losses, saying insurers are expected to cover the pandemic the same way they cover natural disasters. United Policyholders told…
Ohio Supreme and 8th Circuit Mull Whether COVID Can Cause Direct Physical Loss
Ohio Supreme and 8th Circuit Mull Whether COVID Can Cause Direct Physical Loss

Two appellate courts took steps this week toward answering a key question that may seal the fate of some 1,500 lawsuits seeking insurance coverage for COVID-19-related business-interruption losses: Does the presence of the SARS-CoV-2 virus or people infected with it constitute a direct physical loss…
Butte Strong Fund grants for fire recovery include rebuilding, fire mitigation funding
Butte Strong Fund grants for fire recovery include rebuilding, fire mitigation funding

PARADISE — The Butte Strong Fund approved $250,000 for Habitat for Humanity to buy home lots in Paradise for affordable housing in March. Nine grants approved by the North Valley Community Foundation in the past month total $610,805. The grant to Habitat for Humanity of…
Catch UP on Insurance Bad Faith with Bill Shernoff
Catch UP on Insurance Bad Faith with Bill Shernoff

California attorney Bill Shernoff is often described as the “father” of insurance bad faith law.  Amy Bach sits down with insurance expert Bill Shernoff of the law firm Shernoff, Bidart, Echeverria to talk about the status of the covenant of good faith and fair dealing…
It’s severe weather season in Texas — do you know where your homeowners insurance policy is?
It’s severe weather season in Texas — do you know where your homeowners insurance policy is?

If you tend to stuff your insurance policy away in a drawer or a file and not look at it for a year or more, it could cost you big. DALLAS — Wed., March 24 is an important date if you are eligible for a…
Covid-versary…Is there cake?
Covid-versary…Is there cake?

COVID-19 has challenged Americans over the past year in ways that are reminiscent of war times past. There has been much stress and suffering. Sunnier skies lie ahead, but the one year anniversary is far from the end of the recovery work that needs to…
Rep. Marsh hosts insurance webinar, legal clinic for fire survivors
Rep. Marsh hosts insurance webinar, legal clinic for fire survivors

Those who lost homes in the Almeda and South Obenchain fires could find advice handling their insurance in a webinar this week and an online clinic next week. Oregon Rep. Pam Marsh of Ashland will host a free online workshop with an insurance focused nonprofit…
Fire Victim Trust to Begin Making First Pro Rata Payments to Fire Victims
Fire Victim Trust to Begin Making First Pro Rata Payments to Fire Victims

March 12, 2021, San Francisco – On Monday, March 15, the Fire Victim Trust (FVT) will begin distributing the first round of pro rata payments toward satisfying the claims of individuals and families who suffered losses in the 2015 Butte Fire, 2017 North Bay Fires…
Why You Should Buy Renters Insurance: 5 Things to Know
Why You Should Buy Renters Insurance: 5 Things to Know

The coverage is affordable and easy to buy, and provides a safety net if something goes wrong When the deep freeze hit Texas in February, Amani Elsawah was among the millions of residents who lost power and suffered water damage from burst frozen pipes. The…
Proposed insurance rules would give property owners access to wildfire risk score
Proposed insurance rules would give property owners access to wildfire risk score

Under new rules proposed by California’s insurance commissioner, home and business owners will have open access to their wildfire risk scores that companies use to determine rates and renew coverage. Commissioner Ricardo Lara said he has heard the frustration and confusion from residents over how…
Insurance claims skyrocket as pipes burst from winter storm
Insurance claims skyrocket as pipes burst from winter storm

Even as power has flickered back on, the deep freeze San Antonio was cast into last week continues to cause problems in the form of burst pipes, collapsed roofs, and water damage. As costs begin to tally, many are utilizing thier homeowners insurance at predicted…
Now That The Winter Storm Has Passed, It’s Time To Start Filing Insurance Claims
Now That The Winter Storm Has Passed, It’s Time To Start Filing Insurance Claims

Disaster struck. So what happens next? First, stop the bleeding. That’s the advice Amy Bach gives — she’s a lawyer and president of United Policyholders, a nonprofit that advises consumers on insurance issues nationwide. That means: find a reputable repairman, patch bursting pipes, and get…