Some cry foul at Charleston Water System’s decision to loan its logo to private company
Some cry foul at Charleston Water System’s decision to loan its logo to private company

Charleston Water System, a public utility, has sold a private company the rights to use its logo in advertisements for warranty plans. CWS inked the marketing agreement late last year with HomeServe USA, a company that sells service plans for residential exterior water service lines…
U.S. court panel: Why are Sandy flood claims still unpaid 2 years later?
U.S. court panel: Why are Sandy flood claims still unpaid 2 years later?

Thousands of property owners across the metropolitan area who thought their federally funded flood insurance would cover damage from superstorm Sandy were bitterly disappointed when it did not, and many sued for more money. So far, few of those cases have been settled or resolved,…
Purely a bad idea – “Purely Cosmetic” Exclusion
Purely a bad idea – “Purely Cosmetic” Exclusion

Thanks for giving: Your ideas and your skills Thanks for putting UP in your wills! Thanks for the info, donations and scoop Thanks to those who keep us in the loop Now here’s our tip for the month of November A question we want you…
Sandy insurers may have falsely denied LIers’ claims, federal judge says
Sandy insurers may have falsely denied LIers’ claims, federal judge says

A federal judge on Long Island has ordered insurance companies to release thousands of documents used to deny superstorm Sandy flood claims, saying it appears engineers falsified reports to avoid paying homeowners. In a 27-page order, Magistrate Judge Gary Brown said an engineering firm hired…
Governor’s request for Presidential Disaster Declaration for Puna lava flow approved
Governor’s request for Presidential Disaster Declaration for Puna lava flow approved

PAHOA, HAWAII (HawaiiNewsNow) – In response to Gov. Neil Abercrombie’s Oct. 24 request for federal aid to supplement local emergency protective measures in response to the June 27th lava flow, President Barack Obama today signed a Disaster Declaration for Public Assistance.This will provide federal funding…
Fire, flood, mud: insurance benefits can vary greatly
Fire, flood, mud: insurance benefits can vary greatly

An estimated 45 percent of people who lost homes or property in the wildfires had no insurance, including almost all the renters. But the rest — in the midst of cleaning up debris, figuring out where they will live, buying new clothes, and coping with…
Divided opinions over value of earthquake insurance
Divided opinions over value of earthquake insurance

Tom Fuller could tell how well folks understood earthquake insurance once he mentioned that he has a policy for his damaged home in Napa. The uninitiated responded, “Well, you’re lucky.” The more knowledgeable said, “I hope you didn’t hit your deductible.” Fuller, a public relations…
Back home safe and sound
Back home safe and sound

We’ve worked a lot of disasters. But this month a hurricane hit too close to home. While on a well-deserved vacation in Mexico, our Program Coordinator was caught in the path of Hurricane Odile. After being stranded for 5 days without power, running water, cell…
Minneapolis Couple Has Insurance Warning For Homeowners
Minneapolis Couple Has Insurance Warning For Homeowners

A Twin Cities couple calls their experience with an insurance company a lesson that all homeowners should learn. David Hettlinger and his wife are still trying to recover from a storm two summers ago. Wind damaged the roof of their home in southeast Minneapolis, but…
Who Should Have Earthquake Insurance?
Who Should Have Earthquake Insurance?

Listen to the audio online Download audio MP3) Justin Sullivan/Getty Images A passerby stops to look at a collapsed carport following the 6.0 South Napa Earthquake on August 24, 2014. Last weekend’s South Napa Earthquake is a dramatic reminder to Bay Area property owners that…
After Napa Jolt, Quake-Proofing Your Homeowner’s Insurance
After Napa Jolt, Quake-Proofing Your Homeowner’s Insurance

AS Napa County, Calif., recovers from the earthquake that jarred the area last weekend, many homeowners may be wondering whether they should buy special earthquake insurance. “You better believe there’s a lot of people who wish they had it,” said Amy Bach, executive director of…
FEMA Inspectors Make No Aid Guarantees After Assessing Napa Quake Damage
FEMA Inspectors Make No Aid Guarantees After Assessing Napa Quake Damage

A lot of homeowners impacted by Sunday’s earthquake are wondering if they’ll get any federal help rebuilding their homes. Insurers are out in force at the Red Cross Center, but only 10 percent of Californians buy earthquake insurance. On Wednesday, inspectors from FEMA started surveying…
Getting a Good Insurance Settlement Takes Time
Getting a Good Insurance Settlement Takes Time

NAPA, Calif. KGO) –Many of the victims of this week’s Napa earthquake are already dealing with their insurance companies. Those that want the best settlement can expect to put in a lot of work. Getting a good settlement with an insurance company can be as…
Napa earthquake insured losses estimated at $2.1B, with wineries taking the biggest hit
Napa earthquake insured losses estimated at $2.1B, with wineries taking the biggest hit

BY MICHAEL B. MAROIS, BLOOMBERG, ZACHARY TRACER, BLOOMBERG, DAN HART, BLOOMBERGThe earthquake that struck northern California yesterday will lead to economic losses of as much as $4 billion, fueled by damaged wineries and shuttered businesses that rely on tourists.Insurers will probably cover about $2.1 billion,…
Insurance Coverage Likely to Get More Respect After the California Earthquake
Insurance Coverage Likely to Get More Respect After the California Earthquake

One of the most predictable aftereffects of a hurricane or earthquake, such as the weekend’s California earthquake, is a spike in interest by homeowners in getting, or improving, their existing insurance coverage. And there is a lot of room for improvement in California, when it…
12 Words Never to Say to Your Insurance Company
12 Words Never to Say to Your Insurance Company

When you file a claim with your insurance company for a car accident or home damage, think before you speak. Saying the wrong words during that first phone call can turn what should be a quick, painless settlement into a prolonged nightmare. Insurance adjusters zero…
Homeowners: How to understand a wind/hail deductible
Homeowners: How to understand a wind/hail deductible

If you live in a part of the United States that experiences frequent severe weather, tornadoes and hurricanes may not be your only concern. Your finances may also take a hit, as you may be expected to pick up more of the tab for wind…
Health insurance claim is denied. What now?
Health insurance claim is denied. What now?

Few things are scarier than racking up medical bills and then learning that your health insurance company won’t pay. It’s a nightmare that could panic any policyholder. But before you worry about sinking into a black hole of medical debt, know that federal law offers…