CT Supreme Court Issues Punitive Damages Ruling Favorable to Policyholders
CT Supreme Court Issues Punitive Damages Ruling Favorable to Policyholders

In a decision to be officially released on December 19, 2017, the Connecticut Supreme Court broadened the circumstances in which policyholders may receive insurance coverage for punitive damage awards. The decision in Nationwide Mutual Ins. Co v. Pasiak, SC 19618, rejected the argument that “in…
Homeowners Fear Losing Insurance in Midst of California Fires
Homeowners Fear Losing Insurance in Midst of California Fires

California homeowners and regulators have a new fear about wildfires ravaging the state: that insurers will drop coverage. Massive, out-of-season fires in northern and southern California are causing billions of dollars in claims and challenging expectations of when and where to expect blazes. State law…
Napa Roadmap to Recovery Workshop – Thursday, 12/14/17
Napa Roadmap to Recovery Workshop – Thursday, 12/14/17

Workshop Topic: Information and guidance on navigating your insurance claim, communicating with your insurance company going up the chain of command, and asserting your rights United Policyholders is hosting a Roadmap to Recovery workshop on Thursday, December 14th in Napa for North Bay wildfire survivors from 6-8pm The…
Hundreds of fire victims finding themselves vastly underinsured
Hundreds of fire victims finding themselves vastly underinsured

Hundreds of Sonoma County residents who lost their homes in the October wildfires say they are finding themselves underinsured and many are pressing their cases with their homeowners’ insurance carriers. Many displaced homeowners are discovering that they will likely have to pay tens to hundreds…
Roadmap to Recovery Workshop – Santa Rosa: Thursday, 12/7/17
Roadmap to Recovery Workshop – Santa Rosa: Thursday, 12/7/17

Workshop Topic: Communicating with your insurance company, going up the chain of command and your rights in California United Policyholders is hosting its fourth Roadmap to Recovery workshop in Santa Rosa for North Bay wildfire survivors at 547 Mendocino Ave. at the Unitarian Universalist Church in…
People Power
People Power

Helping people get a fair deal from their insurance company is the heart of United Policyholders’ mission. Our tips and tools include strategies for getting insurers to pay benefits quickly and be flexible where appropriate. Strategies based on our volunteers’ savvy and our staff’s expertise.…
Our nation’s flood resiliency imperative
Our nation’s flood resiliency imperative

Our non-profit’s mission is to inform and advocate for the interests of insurance consumers – policyholders.  When it comes to flood insurance, those interests are fairly simple: Access to affordable coverage for the damage that floods do to property Policies that pay on time to repair that…
Home insurance? Use it and you may lose it
Home insurance? Use it and you may lose it

Millions of homeowners battered by hurricanes, tossed about by tornadoes or scorched by statewide wildfires this disaster-filled record year have filed insurance claims for the damage done. And it could wind up totaling $150 billion or more. But now there’s a dire warning from a…
Nonprofit Backs Office Depot In False Claims Coverage Row
Nonprofit Backs Office Depot In False Claims Coverage Row

A nonprofit policyholder group has urged the Ninth Circuit to revive a coverage dispute between Office Depot and a unit of AIG, arguing that the lower court ruling could drastically curtail coverage in California False Claims Act cases. U.S. District Judge Stephen V. Wilson had…
Flood insurance reforms split Congress, and Louisiana lawmakers, as Dec. 8 expiration looms
Flood insurance reforms split Congress, and Louisiana lawmakers, as Dec. 8 expiration looms
Roadmap to Recovery Workshop – Santa Rosa: Wednesday, 11/15/17
Roadmap to Recovery Workshop – Santa Rosa: Wednesday, 11/15/17

Workshop Topic: Navigating the “Contents” portion of your claim United Policyholders is hosting its third Roadmap to Recovery workshop in Santa Rosa for North Bay wildfire survivors in partnership with Jewish Family and Children’s Services.  The workshop will start at 6PM and will be right down the street…
Insurance gap may leave fire victims on the hook for millions
Insurance gap may leave fire victims on the hook for millions

SANTA ROSA, Calif. KTVU) – Some North Bay Fire victims may find their homes underinsured by hundreds of thousands of dollars. It’s a big surprise that is not uncommon after disasters. In recent years, state insurance regulators have taken action to minimize the issue. “I…
Some under-insured North Bay fire victims in for a shock
Some under-insured North Bay fire victims in for a shock

SANTA ROSA, Calif. KGO) — Fire victims working to start the rebuilding process may be in for a shock. After running the numbers, some homeowners are finding they are under-insured. Residents in hazmat suits are searching through rubble, taking photos of what’s left after the…
Floods: Last Week Tonight with John Oliver (HBO)
Floods: Last Week Tonight with John Oliver (HBO)
Debris Removal Decisions for 2017 North Bay Wildfire Survivors
Debris Removal Decisions for 2017 North Bay Wildfire Survivors

Clearing wildfire debris is the responsibility of each individual property owner.  Help is available to get the work done safely, completely, and legally.  For your and your neighbor’s protection, wildfire debris must be removed from your property and disposed of properly. Items such as retaining…
Roadmap to Recovery Report
Roadmap to Recovery Report

The scale of the devastation from the recent Northern California wildfires is just as mind-boggling as the number of homes, businesses, and lives that were impacted by hurricanes Harvey, Irma, and Maria just a few months ago. All we can do is all we can…
Liz Weston: 4 Steps to Disaster-Proof Your Finances
Liz Weston: 4 Steps to Disaster-Proof Your Finances

Mother Nature could be excused if she wondered, “How much more prompting do you people need?” This year delivered epic wildfires, devastating hurricanes, massive floods and some pretty horrific earthquakes. Yet many people still haven’t taken a few critical steps to protect their financial lives…
Private Client Wildfire Protection
Private Client Wildfire Protection

Recent media coverage has spotlighted the handful of insurance companies that offer “private fire protection” to clients who can afford the cost.  AIG was the first on the block and several others have followed suit.  The recent North Bay wildfires will generate new data on how effective this special protection…