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Selina Clark
Selina Clark

After investing 20+ years in the family construction business, Selina became a licensed Independent Insurance Adjuster and has worked for one of the largest carriers since 2014. Selina has guided hundreds of wildfire policyholders through the complex claim process and was able to successfully assist them in obtaining their policy limits to rebuild or relocate. This also included assisting them with the daunting process of preparing their inventory of personal property items. With her construction knowledge, she has a keen eye well-suited to review an insurance carrier’s estimates to uncover any missing or omitted items. She is now placing her focus on assisting the policyholders directly and is licensed as a public adjuster in multiple states. Her goal is to make a difference, and to let people know someone truly cares about them and their loss. Selina is also a proud Army Veteran.

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  • Questions(0)
  • Answers(19)
State Farm Insurance estimate question

I had a house fire on January 18, 2024, and they assigned ServePro to clean out and rebuild. The clean out part went ok, and then we came to the rebuild. The estimate for the rebuild was $300,000. I am insured up to $450,000 not…

United Policyholders answered 1 year ago • Coverage Question • Georgia
4711 views2 answers
State Farm won’t say how much they will reimburse me on items on my Coverage B contents list

I lost everything in the 2020 CZU Fire and, working with a State Farm claims adjuster, created an itemized list of my personal property loss. The three year window closes April 2024 and I still have items to replace. My case has been handed off…

Selina Clark answered 1 year ago • Replacement Cost Value / Actual Cash Value • California
2041 views1 answers
Home insurance claim won’t pay out on stolen items

My house was broken into and the insurance paid out the damages to the structure but they are not paying me for the stolen items. At first they told me that I did not need pictures or receipts but now they are asking for pictures…

Selina Clark answered 2 years ago • Replacement Cost Value / Actual Cash Value • California
1937 views1 answers
Closing a Claim

We have reached a satisfactory settlement from State Farm, after losing our home to an electrical fire in 2021. We are ready to close the claim. We are opting to purchase another home, and want to start the process of buying. We are currently renting.…

Selina Clark answered 2 years ago • General Question • California
838 views1 answers
major repairs insurance cancelled policy

Hello My mom lives in a manufactured home in a park located in Chico, CA. The marriage line is separating and is causing major issues. Her roof now leaks due to a bad roof replacement. She does not have any money to do the repairs,…

Selina Clark answered 2 years ago • Remediation • California
617 views1 answers
Negotiating renters insurance ALE

According to the ALE portion of my policy, I am covered up to a certain percentage of my personal belongings (property) liability which is $32,000.00 total. So far, I have received $25,000.00 from my claim which leaves a remaining balance of $7,000.00 of my total…

Selina Clark answered 2 years ago • Additional Living Expenses (ALE) • California
634 views1 answers
What are my obligations after receiving a check?

My elderly father was in hospice care in early 2022. I was his sole full-time caregiver. There was a water leak and damage and a claim was filed. Within a few days, a mold remediation company arrived and did the first part of the work.…

Selina Clark answered 2 years ago • Coverage Question • Florida
625 views1 answers
Incurred Cost Receipts

After home loss due to fire, our elderly (age 94) father legally signed over the property ownership to us (2021), in order to handle the rebuild. The insurance company did not agree to put our name on the policy, nor on the still active claim.…

Selina Clark answered 2 years ago • Coverage Question • California
667 views1 answers
replacement coverage for other structures

Our home owners insurance policy states the following “Buildings under Coverage A or B at replacement cost without deduction for depreciation, subject to the following….” Coverage B is “other structures.” We had a 1963 mobile home that was completely destroyed in severe winds on January…

Selina Clark answered 2 years ago • Coverage Question • California
713 views1 answers
homeowners claim

I was approved for an additional payment on my homeowner’s claim. I had two contractors one for carpet and one for vinyl flooring. The insurance company quoted an amount for the removal of debris for the carpet contractor. When I asked about the second contractor…

Selina Clark answered 2 years ago • Coverage Question • Ohio
676 views1 answers
Insurance settlement held in escrow by mortgage company and selling house

I have an insurance settlement that is being held in an escrow account by our mortgage company. The needed repair work has been done and the house is being sold. Once the house mortgage has been paid off am I correct in thinking that the…

Selina Clark answered 2 years ago • Coverage Question • Florida
2204 views1 answers
State of emergency insurance claim

I filed a claim due to damage of my fence from windstorms. A state of emergency was was declared the day the damage occurred. My policy for separate dwellings is up to 75k and it is extended policy and for the amount to replace not…

Selina Clark answered 2 years ago • Coverage Question • California
3153 views1 answers
Help Understanding Policy Coverage of Water Damage from Off-Premises Pipes

We are insured by Hartford, and do not have a flood insurance policy. In the recent storms in CA, water discharged from our neighbor’s downspouts flooded our converted garage 6-7 times, basically with every new storm. In reading through our policy, it appears there may…

Selina Clark answered 2 years ago • Coverage Question • California
662 views1 answers
denied damage to other structures

My home in Louisiana was damaged due to Hurricane Ida. My adjuster denied claims to an outside storage shed, stating that the damage was due to some fencing that I had leaning on the outside of the shed and that it had occurred prior to…

Selina Clark answered 3 years ago • Coverage Question • Louisiana
952 views1 answers
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