• Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Volunteer with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • Tip of the Month
      • Bach Talk
      • Guest Blogs
      • Catch UP
      • Print News
      • eNews
    • Survey Results
    • Studies & Reports
  • Recovery Help
    • Roadmap to Recovery®
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional “Find Help” Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Buying Tips Library
    • WRAP Resource Center – Wildfire Mitigation Help
    • Dropped by your home Insurer?
    • Wise UP
  • Advocacy
    • How We Advocate
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Events
    • Program Events
    • UP to Good 2023
  • Community
    • Ask An Expert
    • Forums
  • Support UP
United Policyholders logo
  • Log In
  • Ask An Expert
  • Forums
  • Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Volunteer with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • Tip of the Month
      • Bach Talk
      • Guest Blogs
      • Catch UP
      • Print News
      • eNews
    • Survey Results
    • Studies & Reports
  • Recovery Help
    • Roadmap to Recovery®
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional “Find Help” Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Buying Tips Library
    • WRAP Resource Center – Wildfire Mitigation Help
    • Dropped by your home Insurer?
    • Wise UP
  • Advocacy
    • How We Advocate
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Events
    • Program Events
    • UP to Good 2023
  • Community
    • Ask An Expert
    • Forums
  • Support UP
United Policyholders logo

Ask An Expert

  • Community
  • Ask An Expert
  • Meet our Experts
  • Forums
  • Account
Selina Clark
Selina Clark

After investing 20+ years in the family construction business, Selina became a licensed Independent Insurance Adjuster and has worked for one of the largest carriers since 2014. Selina has guided hundreds of wildfire policyholders through the complex claim process and was able to successfully assist them in obtaining their policy limits to rebuild or relocate. This also included assisting them with the daunting process of preparing their inventory of personal property items. With her construction knowledge, she has a keen eye well-suited to review an insurance carrier’s estimates to uncover any missing or omitted items. She is now placing her focus on assisting the policyholders directly and is licensed as a public adjuster in multiple states. Her goal is to make a difference, and to let people know someone truly cares about them and their loss. Selina is also a proud Army Veteran.

Community Activities
  • Forums
  • Ask An Expert
  • Questions(0)
  • Answers(8)
replacement coverage for other structures

Our home owners insurance policy states the following “Buildings under Coverage A or B at replacement cost without deduction for depreciation, subject to the following….” Coverage B is “other structures.” We had a 1963 mobile home that was completely destroyed in severe winds on January…

Selina Clark answered 7 days ago • Coverage Question • California
35 views1 answers
homeowners claim

I was approved for an additional payment on my homeowner’s claim. I had two contractors one for carpet and one for vinyl flooring. The insurance company quoted an amount for the removal of debris for the carpet contractor. When I asked about the second contractor…

Selina Clark answered 3 weeks ago • Coverage Question • Ohio
62 views1 answers
Insurance settlement held in escrow by mortgage company and selling house

I have an insurance settlement that is being held in an escrow account by our mortgage company. The needed repair work has been done and the house is being sold. Once the house mortgage has been paid off am I correct in thinking that the…

Selina Clark answered 1 month ago • Coverage Question • Florida
390 views1 answers
State of emergency insurance claim

I filed a claim due to damage of my fence from windstorms. A state of emergency was was declared the day the damage occurred. My policy for separate dwellings is up to 75k and it is extended policy and for the amount to replace not…

Selina Clark answered 2 months ago • Coverage Question • California
440 views1 answers
Help Understanding Policy Coverage of Water Damage from Off-Premises Pipes

We are insured by Hartford, and do not have a flood insurance policy. In the recent storms in CA, water discharged from our neighbor’s downspouts flooded our converted garage 6-7 times, basically with every new storm. In reading through our policy, it appears there may…

Selina Clark answered 2 months ago • Coverage Question • California
105 views1 answers
denied damage to other structures

My home in Louisiana was damaged due to Hurricane Ida. My adjuster denied claims to an outside storage shed, stating that the damage was due to some fencing that I had leaning on the outside of the shed and that it had occurred prior to…

Selina Clark answered 7 months ago • Coverage Question • Louisiana
281 views1 answers
Every Day We Serve People

Help us continue to be a trusted resource and a strong voice for people who simply want fair treatment from insurance companies and the financial security they've paid for.

Donate Now
  • Home
  • About
  • Media
  • Recovery Help
  • Get Prepared
  • Advocacy
  • Events
  • Community
  • Support UP
United Policyholders

© 2023 United Policyholders The material on this site is for informational purposes only and is not a substitute for legal advice.

  • Privacy Policy
  • Terms of Use
  • Contact UP
  • Log In
Powered by WordPress & Inti Foundation