US CONGRESS
UP supports a bill co-sponsored by Congressmen Thompson and LaMalfa that devotes resources to natural disaster risk reduction. By helping increase the pace and extent of risk reduction at the residential, business and community levels across the nation through information, incentives and grants, this bill delivers multiple benefits. It will help minimize and prevent extreme weather event damage to structures and regions, qualify property owners for insurance discounts and bolster insurers’ confidence in insuring homes in those regions.
HR7849 UP Letter of Support
UP supports a bill to establish a federal disaster insurance program featuring all-risk policies, publicly supported reinsurance and increased mitigation support. By supplementing privately available reinsurance, institutionalizing risk reduction funding, incentives and rewards, and restoring a way for Americans to protect their assets against the full spectrum of natural hazards, this bill can advance our imperative to keep U.S. households financially protected and our mortgage system sound.
HR6944 UP Letter of Support
CALIFORNIA
UP supports AB2416, sponsored by Assemblymember Connolly: this bill will help ensure that the CA Department of Insurance, insurers and risk modelers stay current on what’s working (and not working) to reduce risk, and incorporate rate adjustments that reflect those updates.
AB2416 UP Letter of Support
UP supports, pending amendment, SB1060, co-sponsored by Senators’ Becker and Dodd: This bill will support risk reduction activities that firefighting agencies, individuals and communities are implementing to be recognized by insurers.
SB1060 UP Letter of Support
UP appeared by invitation before California’s Little Hoover Commission to provide information and answer Commissioners questions at a public hearing on March 28th, 2024.
COLORADO
Letter of Support for Colorado House Bill 24-1011, authored by Representative Kyle Brown. This bill does three things that will improve the disaster recovery process for homeowners with mortgages on their damaged or destroyed homes. First, it puts the homeowner and lender on the same page on a repair/rebuild plan so the lender releases insurance funds in a timely manner as construction proceeds without the homeowner having to nag, beg, etc. Second, it requires lenders to timely forward to the homeowner all insurance funds above what’s currently owed on the dwelling. Third, it requires lenders to pay interest on insurance funds held in escrow.
Letter of Support Regarding CO HB24-1011
FLORIDA
Letter of Support sent to Senator Jennifer Bradley for Florida SB 1104. SB 1104 will help Floridians with open claims be able to get their homes repaired without worrying about getting dropped by their current insurer.
Letter of Support Regarding Florida SB 1104
LOUISIANA
Letter of Opposition sent to Senator Talbot and Representative Firment Regarding SB 113. Without the threat of financial accountability, Citizens lack the necessary incentive to resolve claims efficiently and equitably. This shift will lead to prolonged and costly disputes and a general decline in the quality of claims handling.
Letter of Opposition to SB 113
Letters of Opposition sent to Senators Bass and Talbot and Representative Firment Regarding SB 323 and SB 370. We urge increasing wind, flood, and hurricane risk mitigation, not weakening a valuable law helping residents keep their homes insured.
UTAH
Letter of Support sent to Representative Douglas R. Welton Regarding SB 179 (Insurance Damages Amendments). By allowing policyholders to recover attorney’s fees and be compensated when they have no choice but to sue their insurer for denied benefits, if enacted, SB 179 will provide a remedy and an additional deterrent against unfair insurance practices.
Letter of Support Regarding SB 179